Platform / crypto
Binance Earn
🟡 Medium risk ✗ ✓ ✓ ✓ ✗
3 of 5 criteria passed
C
3
/ 5
Regulation · Proof-of-Reserves · Flexible withdrawal · Insurance Fund · Track record (2+ years incident-free)
Jurisdiction
International (Dubai VARA, Bahrain CBB)
Founded
2017
Minimum
$1
Insurance Fund
$1.0B
Lock period
Flexible
Unavailable in
US, UK, NL, NO, JP
5 criteria · check each one
- ✗ Regulation
Dubai VARA license, but in November 2023 SEC settlement of $4.3B over securities-law violations. CZ stepped down as CEO. Source →
- ✓ Proof-of-Reserves
Publishes monthly Merkle-tree PoR since November 2022. Covers BTC, ETH, USDT, BNB and others. Source →
- ✓ Flexible withdrawal
Flexible products are available for most assets. Locked products are clearly tagged.
- ✓ Insurance Fund
SAFU (Secure Asset Fund for Users) of $1B+, public reserve addresses. Source →
- ✗ Track record (2+ years incident-free)
World's largest exchange since 2017, but in 2023 paid the SEC $4.3B settlement and CZ stepped down as CEO.
Known incidents
2Yield products
as of May 24, 2026| Product | Rate | Type | Lock | |
|---|---|---|---|---|
| USDC | 1.5 % | flexible | — | Open |
| USDT | 4.5 % | flexible | — | Open |
| BTC | 0.8 % | flexible | — | Open |
| ETH | 3.5 % | staking | — | Open |
| SOL | 6.5 % | staking | — | Open |
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