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YieldScope
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Live · verified today · 37 platforms

Every crypto rate.
Ranked by who you can trust.

We pull the base rate from every major platform daily — no promo tiers, no paid placements — and grade each venue A–F on five public safety checks.

Highest safe yield right now
+$550
per year on your amount
5.5 %
USDT · Kraken Earn B
flexible · withdraw anytime · base rate, not promo
Safest place for dollars
+$500
per year on your amount
5.0 %
USDS · Bitget Earn A
A-grade · passes all 5 safety checks
And this is what bait looks like
🔒 360 days
money is locked
29.5 %
USDC · Lune.fi F
passes 0 of 5 safety checks · exiting early forfeits the interest
I have $
your bank at 0.5%: +$50
While this page has been open, a 0.5% savings account cost you $0.000000 vs the best safe rate · that's /day, every day
updated 2026-07-29 tracking 352 coins · 561 DeFi pools methodology open & reproducible → we never sell rankings
The daily board

Today in yield, on one screen

weekly recap →
💵 Stablecoins safest & highest
Safest
5.0 %USDS · Bitget EarnA
Highest
29.5 %USDC · Lune.fiF
🌐 Top DeFi vault
26.5 %SUSDAT · saturn
stablecoin vaults · smart-contract risk
🏦 Cheapest to borrow
CeFi
0.0 %BTC · Bitfinex
DeFi
0.37 %WBTC · aave-v3
📊 24h movers The spike graveyard
+51.4ppSAFE · Bitget Earn52.4 % now
+45.3ppVELVET · Bitget Earn46.3 % now
+40.9ppZETA · Bitget Earn41.9 % now
-30.2pp1INCH · Bitget Earn1.0 % now
-29.0ppENJ · Bitget Earn1.0 % now
-25.0ppALLO · Bitget Earn21.8 % now

Spike watch. 1INCH on Bitget Earn dropped from 31.2% to 1.0% — promo pools reset fast. We log every spike so you don't learn this with your own money.

All rates

The full table — filter, sort, verify

Coin Best rate Platform Type Safety 7d
USDTTether 29.5 % Lune.fi locked ⏳360d F Open →
USDCUSD Coin 29.5 % Lune.fi locked ⏳360d F Open →
DAIDai 17 % CoinDepo flexible F Open →
USDEEthena USDe 9.0 % Telegram Wallet flexible F Open →
USDTBUSDtb 4.0 % Bybit Earn staking C Open →
TUSDTrueUSD 1.28 % Binance Earn flexible C Open →
PYUSDPayPal USD 0.5 % Bitget Earn flexible A Open →
FDUSDFirst Digital USD 0.46 % Binance Earn flexible C Open →
ZILZilliqa 365 % Bitget Earn flexible A Open →
BANKLorenzo Protocol 365 % Bitget Earn flexible A Open →
LPTLivepeer 337.1 % Bitget Earn flexible A Open →
RIFRootstock Infrastructure Framework 310.3 % Bitget Earn flexible A Open →
JSTJUST 88 % Bitget Earn flexible A Open →
ZAMAZama 72.6 % Bitget Earn flexible A Open →
GENIUSGenius 55.8 % Bitget Earn flexible A Open →
SAFESafe 52.4 % Bitget Earn flexible A Open →
VELVETVelvet 46.3 % Bitget Earn flexible A Open →
KAITOKAITO 46.2 % OKX Earn flexible B Open →
EULEuler 44.9 % Binance Earn flexible C Open →
ZETAZetaChain 41.9 % Bitget Earn flexible A Open →
BONKBonk 33 % OKX Earn flexible B Open →
Oo1.exchange 32.4 % Bitget Earn flexible A Open →
2ZDoubleZero 31.1 % OKX Earn flexible B Open →
AXLAxelar 30 % Bitget Earn flexible A Open →
BIOBio Protocol 30 % Bitget Earn flexible A Open →
METMeteora 29 % Bitget Earn flexible A Open →
BATBasic Attention 28.3 % OKX Earn flexible B Open →
ZECZcash 28.2 % Bitget Earn flexible A Open →
SENTSentient 28.1 % Bitget Earn flexible A Open →
KMNOKamino 27.2 % OKX Earn flexible B Open →
SNXSynthetix 27.1 % OKX Earn flexible B Open →
ALGOAlgorand 26.5 % OKX Earn flexible B Open →
FLOWFlow 24.4 % OKX Earn flexible B Open →
STXStacks 22.8 % OKX Earn flexible B Open →
RSRReserve Rights 22.6 % OKX Earn flexible B Open →
IOTAIOTA 22.4 % OKX Earn flexible B Open →
ATHAethir 21.9 % OKX Earn flexible B Open →
COTICOTI 21.8 % Binance Earn flexible C Open →
ALLOAllora 21.8 % Bitget Earn flexible A Open →
ETHEthereum 21.5 % Lune.fi locked ⏳360d F Open →
BTCBitcoin 21.5 % Lune.fi locked ⏳360d F Open →
NEONEO 20.8 % OKX Earn flexible B Open →
ATOMCosmos Hub 20.8 % Kraken Earn staking B Open →
THETATheta Network 20.3 % OKX Earn flexible B Open →
CHZChiliz 20.1 % OKX Earn flexible B Open →
LABLAB 20 % Bitget Earn flexible A Open →
ORCAOrca 19.5 % Binance Earn flexible C Open →
GASGas 19.4 % OKX Earn flexible B Open →
1INCH1INCH 19.4 % OKX Earn flexible B Open →
RAVERaveDAO 19.4 % Bitget Earn flexible A Open →
MORPHOMorpho 18.7 % OKX Earn flexible B Open →
TIACelestia 18.5 % OKX Earn flexible B Open →
BERABerachain 18.3 % OKX Earn flexible B Open →
LITLighter 17.8 % OKX Earn flexible B Open →
BABYBabylon 17.4 % OKX Earn flexible B Open →
MONMonad 17.3 % Telegram Wallet flexible F Open →
WWormhole 17.3 % OKX Earn flexible B Open →
DEXEDeXe 17.1 % Binance Earn flexible C Open →
XAUTTether Gold 17 % CoinDepo flexible F Open →
PAXGPAX Gold 17 % CoinDepo flexible F Open →
KSMKusama 16.9 % Kraken Earn staking B Open →
PENGUPudgy Penguins 16.7 % OKX Earn flexible B Open →
XTZTezos 16.1 % OKX Earn flexible B Open →
SOLSolana 16 % Telegram Wallet flexible F Open →
GALAGALA 15.7 % OKX Earn flexible B Open →
ZKZKsync 15.6 % Gate.io Earn flexible B Open →
PUMPPump.fun 15.3 % OKX Earn flexible B Open →
AVAXAvalanche 15.3 % Bitfinex lending D Open →
SANDThe Sandbox 15 % OKX Earn flexible B Open →
GRTThe Graph 15 % OKX Earn flexible B Open →
XLMStellar 14.6 % Bitfinex lending D Open →
GRAMGram (prev. Toncoin) 14.5 % Telegram Wallet flexible F Open →
DATAData Network 14.3 % Bitget Earn flexible A Open →
RAYRaydium 14 % OKX Earn flexible B Open →
TRXTRON 13.6 % Telegram Wallet flexible F Open →
OPOptimism 13.4 % OKX Earn flexible B Open →
BILLBillions Network 13.4 % Bitget Earn flexible A Open →
IMXImmutable 13.3 % OKX Earn flexible B Open →
GMXGMX 13.2 % OKX Earn flexible B Open →
ENJEnjin Coin 13.1 % OKX Earn flexible B Open →
QTUMQtum 12.9 % OKX Earn flexible B Open →
SPKSpark 12.8 % OKX Earn flexible B Open →
REQRequest 12.7 % Binance Earn flexible C Open →
MINAMina Protocol 12.6 % OKX Earn flexible B Open →
INJInjective 12 % OKX Earn flexible B Open →
DOGEDogecoin 12 % CoinDepo flexible F Open →
BNBBNB 12 % CoinDepo flexible F Open →
XRPXRP 12 % CoinDepo flexible F Open →
BCHBitcoin Cash 12 % CoinDepo flexible F Open →
FILFilecoin 12 % CoinDepo flexible F Open →
ENAEthena 12 % Bitget Earn flexible A Open →
NEARNEAR Protocol 12 % CoinDepo flexible F Open →
ONDOOndo 12 % CoinDepo flexible F Open →
LTCLitecoin 12 % CoinDepo flexible F Open →
ADACardano 12 % CoinDepo flexible F Open →
ETCEthereum Classic 12 % CoinDepo flexible F Open →
PEPEPepe 12 % CoinDepo flexible F Open →
AAVEAave 12 % CoinDepo flexible F Open →
SHIBShiba Inu 12 % CoinDepo flexible F Open →
LINKChainlink 12 % CoinDepo flexible F Open →
YFIyearn.finance 11.6 % OKX Earn flexible B Open →
AXSAxie Infinity 11.3 % OKX Earn flexible B Open →
NIGHTMidnight 11.2 % OKX Earn flexible B Open →
XPLPlasma 11.2 % OKX Earn flexible B Open →
MANADecentraland 11.1 % OKX Earn flexible B Open →
COMPCompound 11 % OKX Earn flexible B Open →
POLPOL (ex-MATIC) 10.9 % WhiteBIT locked · 30d B Open →
AVaulta 10.9 % WhiteBIT locked · 30d B Open →
APEApeCoin 10.9 % WhiteBIT locked · 30d B Open →
UNIUniswap 10.9 % WhiteBIT locked · 30d B Open →
ARBArbitrum 10.9 % WhiteBIT locked · 30d B Open →
DOTPolkadot 10.9 % WhiteBIT locked · 30d B Open →
SEISei 10.9 % OKX Earn flexible B Open →
RERE 10.9 % Binance Earn flexible C Open →
CHIPUSD.AI 10.8 % Binance Earn flexible C Open →
HOLOHoloworld 10.8 % Binance Earn flexible C Open →
MEGAMegaETH 10.8 % Binance Earn flexible C Open →
PLUMEPlume 10.8 % Binance Earn flexible C Open →
SSonic 10.5 % OKX Earn flexible B Open →
GNOGnosis 10.5 % Binance Earn flexible C Open →
TRUMPOfficial Trump 10.5 % OKX Earn flexible B Open →
FFFalcon Finance 10.4 % Binance Earn flexible C Open →
SAPIENSapien 10.4 % Binance Earn flexible C Open →
AWEAWE Network 10.4 % Bitget Earn flexible A Open →
ZBTZEROBASE 10.3 % Binance Earn flexible C Open →
JUPJupiter 10.1 % OKX Earn flexible B Open →
SUSHISushi 10.1 % OKX Earn flexible B Open →
SKRSeeker 10 % Gate.io Earn flexible B Open →
KAVAKava 9.68 % Kraken Earn staking B Open →
EGLDMultiversX 9.58 % OKX Earn flexible B Open →
ZENHorizen 9.23 % OKX Earn flexible B Open →
ETHFIEther.fi 8.97 % OKX Earn flexible B Open →
CVXConvex Finance 8.94 % OKX Earn flexible B Open →
VIRTUALVirtuals Protocol 8.6 % OKX Earn flexible B Open →
SPYONSPDR S&P 500 ETF (Ondo Tokenized ETF) 8.43 % Gate.io Earn flexible B Open →
UAIUnifAI Network 8.26 % Gate.io Earn flexible B Open →
DYDXdYdX 8.25 % OKX Earn flexible B Open →
ARKMArkham 7.92 % OKX Earn flexible B Open →
EIGENEigenCloud (prev. EigenLayer) 7.86 % OKX Earn flexible B Open →
APTAptos 7.63 % OKX Earn flexible B Open →
WALWalrus 7.63 % Gate.io Earn flexible B Open →
LINEALinea 7.49 % OKX Earn flexible B Open →
PIPi Network 7.48 % OKX Earn flexible B Open →
MEMEMemecoin 7.44 % Gate.io Earn flexible B Open →
CRVCurve DAO 7.39 % OKX Earn flexible B Open →
JTOJito 7.36 % OKX Earn flexible B Open →
AEROAerodrome Finance 7.34 % Binance Earn flexible C Open →
CROCronos 7.14 % OKX Earn flexible B Open →
SOONSOON 7.09 % Gate.io Earn flexible B Open →
FLOKIFLOKI 7.08 % WhiteBIT locked · 30d B Open →
USDSUSDS 7.08 % WhiteBIT locked · 30d B Open →
SUNSun Token 7.02 % Bitget Earn flexible A Open →
AKTAkash Network 7.0 % Bitpanda Staking staking C Open →
USDGGlobal Dollar 7.0 % Robinhood Crypto flexible D Open →
CFXConflux 6.98 % OKX Earn flexible B Open →
AZTECAztec 6.98 % Gate.io Earn flexible B Open →
ONOrochi Network 6.92 % Gate.io Earn flexible B Open →
BEATAudiera 6.85 % Gate.io Earn flexible B Open →
ICNTImpossible Cloud Network Token 6.8 % Bitget Earn flexible A Open →
DASHDash 6.76 % Bitfinex lending D Open →
XCNOnyxcoin 6.7 % Gate.io Earn flexible B Open →
XECeCash 6.67 % Binance Earn flexible C Open →
ORDIORDI 6.55 % OKX Earn flexible B Open →
TOSHIToshi 6.35 % Gate.io Earn flexible B Open →
KITEKite 6.28 % Bitget Earn flexible A Open →
STRKStarknet 6.0 % Bitpanda Staking staking C Open →
TAOBittensor 6.0 % Bitpanda Staking staking C Open →
WIFdogwifhat 5.93 % OKX Earn flexible B Open →
RENDERRender 5.92 % OKX Earn flexible B Open →
BANANAS31Banana For Scale 5.75 % Binance Earn flexible C Open →
IOio.net 5.52 % WhiteBIT locked · 30d B Open →
MAGMAMagma Finance 5.39 % Gate.io Earn flexible B Open →
RVNRavencoin 5.31 % Bybit Earn flexible C Open →
SKYSky 5.3 % Gate.io Earn flexible B Open →
ARXARCS 5.16 % Bitget Earn flexible A Open →
USDDUSDD 5.09 % Gate.io Earn flexible B Open →
LDOLido DAO 5.01 % OKX Earn flexible B Open →
SUISui 5.0 % Bitfinex lending D Open →
KAIAKaia 4.93 % Bitvavo Staking flexible A Open →
PYTHPyth Network 4.91 % OKX Earn flexible B Open →
POLYXPolymesh 4.65 % Binance Earn flexible C Open →
ARArweave 4.64 % OKX Earn flexible B Open →
PROSPharos 4.54 % Bitget Earn flexible A Open →
ZROLayerZero 4.51 % OKX Earn flexible B Open →
TURBOTurbo 4.47 % OKX Earn flexible B Open →
XPINXPIN Network 4.46 % Gate.io Earn flexible B Open →
COWCoW Protocol 4.42 % Binance Earn flexible C Open →
GRASSGrass 4.33 % Bitget Earn flexible A Open →
WLFIWorld Liberty Financial 4.22 % OKX Earn flexible B Open →
RLUSDRipple USD 4.22 % Bybit Earn flexible C Open →
NXPCNexpace 4.15 % Bitget Earn flexible A Open →
ZRX0x Protocol 4.11 % Binance Earn flexible C Open →
NEXNexus 4.11 % Bitget Earn flexible A Open →
USDGOUSDGO 4.0 % Bitget Earn flexible A Open →
ENSEthereum Name Service 3.86 % OKX Earn flexible B Open →
TFUELTheta Fuel 3.82 % Binance Earn flexible C Open →
NEXONEXO 3.8 % Binance Earn flexible C Open →
DCRDecred 3.79 % Binance Earn flexible C Open →
MYXMYX Finance 3.52 % Gate.io Earn flexible B Open →
TWTTrust Wallet 3.22 % Bitvavo Staking flexible A Open →
TAGTAGGER 3.19 % Gate.io Earn flexible B Open →
RUNETHORChain 3.18 % Gate.io Earn flexible B Open →
FETArtificial Superintelligence Alliance 3.0 % Bitpanda Staking staking C Open →
VSNVision 3.0 % Bitpanda Staking staking C Open →
FRAXLegacy Frax Dollar 2.94 % Binance Earn flexible C Open →
ICPInternet Computer 2.76 % WhiteBIT locked · 30d B Open →
UBUnibase 2.68 % Gate.io Earn flexible B Open →
PIEVERSEPieverse 2.66 % Gate.io Earn flexible B Open →
XUSDStraitsX XUSD 2.64 % Binance Earn flexible C Open →
FLRFlare 2.53 % Gate.io Earn flexible B Open →
CFGCentrifuge 2.37 % Binance Earn flexible C Open →
GLMGolem 2.1 % Binance Earn flexible C Open →
JASMYJasmyCoin 2.07 % Bitget Earn flexible A Open →
USD1USD1 2.0 % MEXC Earn flexible C Open →
HYPEHyperliquid 1.97 % Bybit Earn staking C Open →
XMRMonero 1.97 % Bitfinex lending D Open →
HBARHedera 1.92 % WhiteBIT locked · 30d B Open →
AIOZAIOZ Network 1.91 % Gate.io Earn flexible B Open →
BRBedrock 1.84 % Gate.io Earn flexible B Open →
GPSGoPlus Security 1.83 % Binance Earn flexible C Open →
SUPERSuperVerse 1.83 % Binance Earn flexible C Open →
STABLE​​Stable 1.71 % Gate.io Earn flexible B Open →
USTalus 1.68 % Gate.io Earn flexible B Open →
XVSVenus 1.67 % Binance Earn flexible C Open →
SYRUPMaple Finance 1.44 % Binance Earn flexible C Open →
ZBCNZebec Network 1.42 % Gate.io Earn flexible B Open →
XNONano 1.41 % Binance Earn flexible C Open →
CHEEMSCheems Token 1.37 % Gate.io Earn flexible B Open →
NMRNumeraire 1.32 % Binance Earn flexible C Open →
DRVDerive 1.29 % Gate.io Earn flexible B Open →
WLDWorldcoin 1.27 % Gate.io Earn flexible B Open →
DEGENDegen 1.27 % Gate.io Earn flexible B Open →
REDRedStone 1.23 % Bybit Earn flexible C Open →
PENDLEPendle 1.2 % WhiteBIT locked · 30d B Open →
PRLPearl 1.18 % Bitget Earn flexible A Open →
FARTCOINFartcoin 1.15 % Gate.io Earn flexible B Open →
SFPSafePal 1.1 % Binance Earn flexible C Open →
QQuack AI 1.08 % Gate.io Earn flexible B Open →
DBRdeBridge 1.07 % Bitvavo Staking flexible A Open →
QNTQuant 1.0 % Bitget Earn flexible A Open →
FORMFour 1.0 % Bitget Earn flexible A Open →
ASTERAster 1.0 % OKX Earn flexible B Open →
CAKEPancakeSwap 1.0 % Bitget Earn flexible A Open →
VETVeChain 1.0 % Bitget Earn flexible A Open →
LUNCTerra Luna Classic 1.0 % Bitget Earn flexible A Open →
BGBBitget Token 1.0 % Bitget Earn flexible A Open →
ABAB 1.0 % Bitget Earn flexible A Open →
BSVBitcoin SV 1.0 % Bitget Earn flexible A Open →
HHumanity 1.0 % Bitget Earn flexible A Open →
MMemeCore 1.0 % Bitget Earn flexible A Open →
CCCanton 1.0 % Bitget Earn flexible A Open →
QUBICQubic 1.0 % Bitget Earn flexible A Open →
XDCXDC Network 1.0 % Bitget Earn flexible A Open →
ZIGZIGChain 1.0 % Bitget Earn flexible A Open →
COAIChainOpera AI 1.0 % Bitget Earn flexible A Open →
EDGEedgeX 1.0 % Bitget Earn flexible A Open →
BEAMBeam 1.0 % Bitget Earn flexible A Open →
BANComedian 1.0 % Bitget Earn flexible A Open →
OKBOKB 1.0 % OKX Earn flexible B Open →
SPYXSP500 xStock 0.96 % Gate.io Earn flexible B Open →
KASKaspa 0.8 % Bybit Earn flexible C Open →
SPXSPX6900 0.8 % Bybit Earn flexible C Open →
BTTBitTorrent 0.8 % Bybit Earn flexible C Open →
BABYDOGEBaby Doge Coin 0.73 % Gate.io Earn flexible B Open →
GTGate 0.67 % Gate.io Earn flexible B Open →
XPRXPR Network 0.66 % Gate.io Earn flexible B Open →
BBUILDon 0.61 % Gate.io Earn flexible B Open →
SOSOSoSoValue 0.58 % Bitvavo Staking flexible A Open →
UUnited Stables 0.55 % Binance Earn flexible C Open →
HTXHTX DAO 0.5 % Bitget Earn flexible A Open →
DOGDog (Bitcoin) 0.5 % Bitget Earn flexible A Open →
MSTRXMicroStrategy xStock 0.49 % Gate.io Earn flexible B Open →
DGBDigiByte 0.45 % Binance Earn flexible C Open →
FLUIDFluid 0.45 % Bitvavo Staking flexible A Open →
CRCLONCircle Internet Group (Ondo Tokenized Stock) 0.32 % Gate.io Earn flexible B Open →
MNTMantle 0.3 % Bybit Earn flexible C Open →
LEOLEO Token 0.29 % Gate.io Earn flexible B Open →
GUSDGUSD 0.27 % Gate.io Earn flexible B Open →
TSLAXTesla xStock 0.25 % Gate.io Earn flexible B Open →
VELOVelo 0.24 % Gate.io Earn flexible B Open →
NFTAINFT 0.21 % Gate.io Earn flexible B Open →
HOTHolo 0.19 % Binance Earn flexible C Open →
MELANIAMelania Meme 0.19 % Gate.io Earn flexible B Open →
NOTNotcoin 0.14 % CoinEx Earn flexible D Open →
ARCAI Rig Complex 0.12 % Gate.io Earn flexible B Open →
JELLYJELLYJelly-My-Jelly 0.1 % Gate.io Earn flexible B Open →
CRCLXCircle xStock 0.1 % Gate.io Earn flexible B Open →
WEMIXWEMIX 0.1 % Gate.io Earn flexible B Open →
VVVVenice Token 0.05 % Bitvavo Staking flexible A Open →
TRACOriginTrail 0.02 % Bitvavo Staking flexible A Open →
BRETTBrett 0.01 % KuCoin flexible D Open →
No secrets

How we make money — and what we never do

💚 Referral links
Some platforms pay us a commission when you open an account through our link. It costs you nothing and never moves a ranking.
🚫 What we don't do
No paid placements, no "sponsored" rows, no selling your data, no promo rates dressed up as base rates.
📊 Proof
Several top-ranked platforms pay us nothing. The grade formula is public. Recompute any grade yourself →

One email on Monday. The whole week's yield, graded.

Best safe rates, biggest movers, every spike that died. No spam, unsubscribe anytime.

Why believe a rate site

Built to be checked, not believed

Verified daily, timestamped

Every platform page shows when its rate was last confirmed and from which source. Data older than 48h triggers our own alarm before you ever see it.

Grades you can re-derive

A–F comes from five binary checks with linked sources — regulation, reserves, withdrawals, insurance, track record. The formula is public. Platforms can't pay to change it.

Base rates only

"Up to 13%" headlines need locked tokens and loyalty tiers. We publish the rate you actually get on any amount, day one — and we log every promo spike that collapses.

🛡 How we evaluate platform risk five checks, five sources, one grade — tap to see exactly how
01
Regulation

Active license from a financial regulator (VARA, MAS, NYDFS, SEC, etc.)

02
Proof-of-Reserves

Public Merkle-tree PoR or annual Big Four audit

03
Flexible withdrawal

All main products allow withdrawal at any time

04
Insurance Fund

Public insurance fund of $100M or more

05
Track record (2+ years incident-free)

At least 2 years without serious asset incidents

A 5 / 5

All five criteria passed. Platform is transparent, regulated, and has no major incidents in its history.

B 4 / 5

Four of five passed — one yellow flag, but a solid, well-run platform.

C 3 / 5

Some criteria failed — there are yellow flags, but the platform generally operates fine.

D 2 / 5

Only two of five passed — real gaps; use smaller amounts and extra caution.

F 0–1 / 5

Most criteria failed. Either the platform is young, or there were serious incidents.

Want to learn more? →
⚠️ High-risk platform

Proceed anyway →