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MORPHO · Morpho

Where MORPHO earns the most — safely.

Morpho — lending optimizer and platform

The highest MORPHO rate on YieldScope right now is 18.7 % APY on OKX Earn — safety grade B, Flexible. The best MORPHO rate on a platform that passes all five of our safety checks is 1.0 % APY on Bitget Earn (Flexible). Across 6 venues we track, MORPHO averages 4.71 % APY. Rates float and are refreshed daily; last updated 2026-07-29.

Best rate right now
18.7 %
OKX Earn B
Flexible · withdraw anytime · base rate
Visit site
Best on an A-grade platform
1.0 %
Bitget Earn A
Passes all 5 safety checks · flexible
Open
Rank
#56
Market cap
$1.3B
24h volume
$14M
From ATH
-52%
1y change
+10%
Price · 1 year
$2.00+10.9% · 1Y

ATH $4.17 on Jan 2025·upd. Jul 29

The spread

One coin, 6 prices for your trust

Rate range

0.1 %
low
4.71 %
avg
18.7 %
high
Rate history

How MORPHO yields moved across exchanges

Best rate over time
18.7 %

from 2026-05-25 to 2026-07-29

Source: daily snapshots via exchange APIs

All venues

All platforms for MORPHO

Platform Best ↓ Type Platf. risk
OKX Earn 18.7 % flexible B Open →
Bybit Earn 3.16 % flexible C Open →
Binance Earn 3.11 % flexible C Open →
Gate.io Earn 2.24 % flexible B Open →
Bitget Earn 1.0 % flexible A Open →
Bitvavo Staking 0.1 % flexible A Open →

How much will you earn?

MORPHO
PlatformInterestTotal
OKX Earn+2.035312.0353
Bybit Earn+0.320610.3206
Binance Earn+0.315510.3155
Gate.io Earn+0.226310.2263
Bitget Earn+0.100510.1005
Bitvavo Staking+0.010010.0100
On OKX Earn:+0.0056per day·+0.1556per month·+2.0353per year
🏦 A bank at 0.5% would pay just +0.0501 MORPHO over this period.The top rate here pays 41× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#56
Platforms with offers6
Best flexible18.7 %
Best overall18.7 %
Average4.71 %
Rate moves

MORPHO rates on the move

Coin signals

What to watch on MORPHO

💧 Modest liquidity: $14M / 24h
FAQ

MORPHO yield FAQ

What's the best MORPHO interest rate right now?

The highest MORPHO rate we currently track is 18.67% APY on OKX Earn, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on MORPHO safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these MORPHO rates promotional?

No. We track 6 platforms for MORPHO and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

MORPHO

What is MORPHO

Morpho (MORPHO) is DeFi lending with peer-to-peer matching on top of Aave/Compound, plus Morpho Blue — an isolated lending protocol. One of the fastest-growing DeFi projects of 2024. MORPHO is governance.

Known risks

  • Complexity of protocol-on-protocol architecture
  • Competition with Aave, Spark, Euler V2

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