Yield
Gate.io Earn
Gate.io is one of the older exchanges (founded 2017, with roots back to 2013) and one of the broadest — it lists thousands of assets and offers earn across many of them. It's registered in several jurisdictions (Malta's MFSA, Duba…
Is Gate.io Earn safe? It scores B on our five safety checks, passing 4 of 5 — Regulation, Proof-of-Reserves, Flexible withdrawal, Insurance Fund; not passed: Track record (2+ years incident-free). Every check below cites the evidence behind it and links its source. See how it ranks against the other 41 venues we grade →
Why this grade
- ✓
Regulation
One of the broadest license sets among independent exchanges — Malta (MFSA MiCA CASP, Sep 2025), Dubai VARA (full operating), Hong Kong (TCSP), Italy (OAM VASP), Bahamas (SCB). Source 1 → Source 2 →
- ✓
Proof-of-Reserves
Publishes PoR with ZK-proofs and Merkle-tree, audited by Hacken. Sep 2025: $12B reserves, 123.98% coverage (BTC 137.69%, ETH 121.36%). Source →
- ✓
Flexible withdrawal
Simple Earn Flexible with no lock period. Fixed-term products are clearly timed. No withdrawal complaints. Source 1 → Source 2 →
- ✓
Insurance Fund
SAFU fund of $100M+ plus Gate Shield Fund. Not third-party insured, but of public size. Source →
- ✗
Track record (2+ years incident-free)
2018 incident (~$234M, tied to predecessor Bter.com — details disputed). No major confirmed incidents since 2022; holds ISO 27001. Source →
Incidents we count
Known incidents
1- February 2018 An incident of ~$234M tied to the predecessor exchange Bter.com. Details are publicly disputed; Gate has since rebuilt its infrastructure (ISO 27001, regular PoR). Source →
All Gate.io Earn products
Yield products
as of Sep 26, 2026What would Gate.io Earn pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
Affiliate link · price for you doesn't change · we earn a commission from Gate.io Earn
Gate.io review: what this platform is
Gate.io is one of the older exchanges (founded 2017, with roots back to 2013) and one of the broadest — it lists thousands of assets and offers earn across many of them. It's registered in several jurisdictions (Malta's MFSA, Dubai's VARA, Hong Kong, Italy, the Bahamas), publishes proof-of-reserves, and runs an insurance fund.
So why a B and not an A? Track record. A roughly $234M incident in 2018 is tied to Gate's predecessor, Bter.com; the details are publicly disputed, and Gate has since rebuilt its infrastructure (ISO 27001 certification, regular proof-of-reserves). No major incident has recurred — but the history is real, and our track-record check flags it.
Gate offers products across stablecoins and volatile assets; the current rates for each asset are shown in the table on this page. Match the asset to your risk tolerance, not the headline. This review is not investment advice.
How Earn works on Gate.io
Gate Earn is flexible from $1 across a very wide asset range. Rates vary by asset and change over time. Use the table on this page to compare the current figures and product terms.
Use the breadth for assets you already hold rather than chasing the top number. Rates float; verify on Gate before depositing.
How to start on Gate.io, step by step
- 01Open a Gate account and complete verification.
- 02Go to Earn → Savings and pick a flexible product for an asset you actually hold.
- 03Deposit; rewards accrue daily and flexible balances can be withdrawn anytime.
Should you park money here?
- +Very broad asset selection — earn on coins few competitors list
- +Registered across multiple jurisdictions (MFSA, VARA, Hong Kong, Italy, Bahamas)
- +Publishes proof-of-reserves and runs an insurance fund; ISO 27001 since rebuilding
- +Flexible products with a $1 minimum
- −Track record: ~$234M 2018 incident tied to predecessor Bter.com (disputed) — the reason it's B, not A
- −Stablecoin rates are low; the high numbers are on volatile assets
- −Very long-tail listings include risky micro-cap tokens — pick carefully
- −Earning means lending and custody risk, as anywhere
Compare Gate.io Earn with others
Asset-by-asset rates and risk grades
Frequently asked questions
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Do you work at Gate.io Earn? The grade above is ours and is not for sale, but the right of reply is. Buy a page and write your own side →