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ZEC · Zcash

Where ZEC earns the most — safely.

Zcash — privacy coin with zk-SNARK shielded transactions

The highest ZEC rate on YieldScope right now is 5.15 % APY on WhiteBIT — safety grade B, 30d lock. Across 8 venues we track, ZEC averages 2.22 % APY. Rates float and are refreshed daily; last updated 2026-09-26.

Best rate right now
5.15 %
WhiteBIT B
30-day lock · base rate
Visit site →
Average
2.22 %
Average 2.22 % across 8 platforms
Rank
#9
Market cap
$26.2B
24h volume
$688M
From ATH
-52%
1y change
+2754%
Price · 1 year
$1,544+2642.5% · 1Y

ATH $3,192 on Oct 2016·upd. Sep 26

The spread

One coin, 8 prices for your trust

Rate history

How ZEC yields moved across exchanges

Best rate over time
5.15 %

from 2026-05-25 to 2026-09-26

Source: daily snapshots via exchange APIs

All venues

All platforms for ZEC

Platform Best ↓ Type Platf. risk
WhiteBIT 5.15 % 30d lock B Open →
HTX 5.0 % flexible C Open →
Bitfinex 3.28 % lending D Open →
Bitrue 1.8 % flexible F Open →
Bitget Earn 1.0 % flexible B ⏸ Withdrawals paused
OKX Earn 1.0 % flexible B Open →
Binance Earn 0.45 % flexible C Open →
KuCoin 0.08 % flexible D Open →

How much will you earn?

ZEC
PlatformInterestTotal
★WhiteBITLock+0.527310.5273
HTX+0.511610.5116
Bitfinex+0.333010.3330
Bitrue+0.181510.1815
Bitget Earn+0.100510.1005
OKX Earn+0.100510.1005
Binance Earn+0.045110.0451
KuCoin+0.008210.0082
On WhiteBIT:+0.0014per day·+0.0429per month·+0.5273per year
🏦 A bank at 0.5% would pay just +0.0501 ZEC over this period.The top rate here pays 11× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#9
Platforms with offers8
Best flexible5.0 %
Best overall5.15 %
Average2.22 %
Rate moves

ZEC rates on the move

Coin signals

What to watch on ZEC

🏆 Top 10 by market cap (#9)
🚀 Sharp 1-year gain (+2754%) — speculative risk
FAQ

ZEC yield FAQ

What's the best ZEC interest rate right now?

The highest ZEC rate we currently track is 5.15% APY on WhiteBIT, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on ZEC safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these ZEC rates promotional?

No. We track 8 platforms for ZEC and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

ZEC

What is ZEC

Zcash (ZEC) is a PoW privacy coin optimized for transaction privacy. Supports shielded addresses (full privacy) and transparent ones. Uses zk-SNARK proofs.

Known risks

  • ⚠Delisted in Europe and other regions
  • ⚠Declining shielded pool usage
  • ⚠Competition with Monero

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