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Bitget Earn

Bitget is a fast-growing exchange founded in 2018. Until 24 September 2026 it was the only venue on our board that passed all five safety checks and still ran a flexible stablecoin product. That day attackers took about $387.5M (f…

Is Bitget Earn safe? It scores B on our five safety checks, passing 4 of 5 — Regulation, Proof-of-Reserves, Flexible withdrawal, Insurance Fund; not passed: Track record (2+ years incident-free). Every check below cites the evidence behind it and links its source. See how it ranks against the other 41 venues we grade →

#11 of 21USDT3.16 %#15 of 21USDC2.0 %#17 of 24BTC0.12 %#26 of 35ETH1.32 %
⏸ Withdrawals paused

Incident in progress: withdrawals suspendedWithdrawals from Bitget Earn have been suspended since Sep 24, 2026 after a security incident and have not resumed yet. Money sent there cannot be taken out for now, so we have removed the sign-up link until it can. Rates are shown for reference only.

Safety grade
B
4 of 5 criteria passed
🟡Medium risk
Verified Sep 26, 2026 Auto-sync
JurisdictionSeychelles + Dubai VARA + LithuaniaFounded2018Minimum$1Insurance Fund$464MYield products215Unavailable inUS, UK, CA, SG
The five checks

Why this grade

Is Bitget Earn safe? →
5 criteria · check each one
  • ✓

    Regulation

    Dubai VASP license (VARA) since 2024. No EU MiCA license as of 2026 — MiCAR application filed with Austria’s FMA (June 2026), pending approval; EU clients cannot be legally served after 1 July 2026. Source 1 → Source 2 →

  • ✓

    Proof-of-Reserves

    Publishes monthly Merkle-tree PoR since October 2022. Covers BTC, ETH, USDT, USDC. Source →

  • ✓

    Flexible withdrawal

    Flexible Savings with no lock period. Fixed-term products are clearly locked. Since 24 September 2026 withdrawals from the exchange are suspended after a hack (see track record); the Earn terms themselves have not changed. Source 1 → Source 2 → Source 3 →

  • ✓

    Insurance Fund

    User Protection Fund of over $464M as of 24 September 2026, per Bitget (earlier reported at $600M+); Bitget says it covers the September 2026 hot-wallet loss. Hot wallet protection, 95%+ cold storage. Source 1 → Source 2 →

  • ✗

    Track record (2+ years incident-free)

    Operating since 2018. On 24 September 2026 at 18:31 UTC attackers moved about $387.5M (Bitget's figure of 25 September; first estimated at $351.6M) out of parts of Bitget's hot and warm wallets; cold wallets were not touched. Bitget says the loss is covered by its User Protection Fund (over $464M) and account balances are intact. Withdrawals were suspended pending a security review; Bitget restores them in phases — BTC on 28 September, ETH on 29 September, USDT on 30 September, all other tokens, fiat and P2P on 2 October. Earlier, in April 2025, a bug in the VOXEL perpetual-futures market-making bot let eight accounts take ~$20M; Bitget rolled back the trades and compensated users from the same fund. Source 1 → Source 2 → Source 3 → Source 4 → Source 5 → Source 6 → Source 7 →

Track record

Incidents we count

Known incidents

2
  • September 2026 About $387.5M taken (first estimated at $351.6M) from parts of the hot and warm wallets on 24 September; cold wallets untouched. Bitget says its User Protection Fund covers the loss; withdrawals suspended, returning in phases from 28 September to 2 October. Source →
  • April 2025 A bug in the VOXEL perpetual-futures market-making bot let eight accounts take ~$20M; Bitget rolled back the trades and compensated users from its Protection Fund. Source →
Rates

All Bitget Earn products

Yield products

as of Sep 26, 2026
Product Rate Type Lock
2Z 365 % flexible — ⏸ Withdrawals paused
BEAM 58.6 % flexible — ⏸ Withdrawals paused
JST 29.7 % flexible — ⏸ Withdrawals paused
DGAI 25 % flexible — ⏸ Withdrawals paused
XPL 14.1 % flexible — ⏸ Withdrawals paused
WLD 13.3 % flexible — ⏸ Withdrawals paused
ENA 12 % flexible — ⏸ Withdrawals paused
TRX 9.69 % flexible — ⏸ Withdrawals paused
POLYX 8.75 % flexible — ⏸ Withdrawals paused
XTZ 7.55 % flexible — ⏸ Withdrawals paused
ZIL 7.33 % flexible — ⏸ Withdrawals paused
ALLO 5.28 % flexible — ⏸ Withdrawals paused
SOL 5.08 % staking — ⏸ Withdrawals paused
USDS 5.0 % flexible — ⏸ Withdrawals paused
DOT 4.88 % staking — ⏸ Withdrawals paused
KMNO 4.73 % flexible — ⏸ Withdrawals paused
USDGO 4.0 % flexible — ⏸ Withdrawals paused
ATH 4.0 % flexible — ⏸ Withdrawals paused
AVAX 3.6 % staking — ⏸ Withdrawals paused
MINA 3.4 % flexible — ⏸ Withdrawals paused
USDT 3.16 % flexible — ⏸ Withdrawals paused
XAUT 3.0 % flexible — ⏸ Withdrawals paused
ZAMA 2.68 % flexible — ⏸ Withdrawals paused
PLUME 2.37 % flexible — ⏸ Withdrawals paused
PENGU 2.31 % flexible — ⏸ Withdrawals paused
BARD 2.06 % flexible — ⏸ Withdrawals paused
USDC 2.0 % flexible — ⏸ Withdrawals paused
ZEN 2.0 % flexible — ⏸ Withdrawals paused
GRAM 1.73 % flexible — ⏸ Withdrawals paused
KSM 1.65 % flexible — ⏸ Withdrawals paused
ZETA 1.63 % flexible — ⏸ Withdrawals paused
U 1.5 % flexible — ⏸ Withdrawals paused
NEAR 1.49 % flexible — ⏸ Withdrawals paused
SAND 1.39 % flexible — ⏸ Withdrawals paused
ETH 1.32 % flexible — ⏸ Withdrawals paused
USDE 1.18 % flexible — ⏸ Withdrawals paused
ATOM 1.08 % flexible — ⏸ Withdrawals paused
ADA 1.01 % staking — ⏸ Withdrawals paused
BGB 1.0 % flexible — ⏸ Withdrawals paused
KAS 1.0 % flexible — ⏸ Withdrawals paused
DYDX 1.0 % flexible — ⏸ Withdrawals paused
GRASS 1.0 % flexible — ⏸ Withdrawals paused
LUNC 1.0 % flexible — ⏸ Withdrawals paused
ROSE 1.0 % flexible — ⏸ Withdrawals paused
LTC 1.0 % flexible — ⏸ Withdrawals paused
KAVA 1.0 % flexible — ⏸ Withdrawals paused
ZRX 1.0 % flexible — ⏸ Withdrawals paused
GLM 1.0 % flexible — ⏸ Withdrawals paused
HNT 1.0 % flexible — ⏸ Withdrawals paused
ZRO 1.0 % flexible — ⏸ Withdrawals paused
0G 1.0 % flexible — ⏸ Withdrawals paused
PYTH 1.0 % flexible — ⏸ Withdrawals paused
PONS 1.0 % flexible — ⏸ Withdrawals paused
AB 1.0 % flexible — ⏸ Withdrawals paused
BSV 1.0 % flexible — ⏸ Withdrawals paused
CAKE 1.0 % flexible — ⏸ Withdrawals paused
SUN 1.0 % flexible — ⏸ Withdrawals paused
ASTR 1.0 % flexible — ⏸ Withdrawals paused
TWT 1.0 % flexible — ⏸ Withdrawals paused
RSR 1.0 % flexible — ⏸ Withdrawals paused
RE 1.0 % flexible — ⏸ Withdrawals paused
PROS 1.0 % flexible — ⏸ Withdrawals paused
A 1.0 % flexible — ⏸ Withdrawals paused
BTW 1.0 % flexible — ⏸ Withdrawals paused
JTO 1.0 % flexible — ⏸ Withdrawals paused
H 1.0 % flexible — ⏸ Withdrawals paused
ANKR 1.0 % flexible — ⏸ Withdrawals paused
RLUSD 1.0 % flexible — ⏸ Withdrawals paused
ALGO 1.0 % flexible — ⏸ Withdrawals paused
M 1.0 % flexible — ⏸ Withdrawals paused
O 1.0 % flexible — ⏸ Withdrawals paused
S 1.0 % flexible — ⏸ Withdrawals paused
T 1.0 % flexible — ⏸ Withdrawals paused
ONT 1.0 % flexible — ⏸ Withdrawals paused
MEGA 1.0 % flexible — ⏸ Withdrawals paused
CC 1.0 % flexible — ⏸ Withdrawals paused
MANA 1.0 % flexible — ⏸ Withdrawals paused
JUP 1.0 % flexible — ⏸ Withdrawals paused
KITE 1.0 % flexible — ⏸ Withdrawals paused
GENIUS 1.0 % flexible — ⏸ Withdrawals paused
WLFI 1.0 % flexible — ⏸ Withdrawals paused
NMR 1.0 % flexible — ⏸ Withdrawals paused
LIT 1.0 % flexible — ⏸ Withdrawals paused
ICP 1.0 % flexible — ⏸ Withdrawals paused
ZEC 1.0 % flexible — ⏸ Withdrawals paused
STRK 1.0 % flexible — ⏸ Withdrawals paused
VIRTUAL 1.0 % flexible — ⏸ Withdrawals paused
PAXG 1.0 % flexible — ⏸ Withdrawals paused
GPS 1.0 % flexible — ⏸ Withdrawals paused
ZK 1.0 % flexible — ⏸ Withdrawals paused
CHZ 1.0 % flexible — ⏸ Withdrawals paused
PUMP 1.0 % flexible — ⏸ Withdrawals paused
JASMY 1.0 % flexible — ⏸ Withdrawals paused
FLOKI 1.0 % flexible — ⏸ Withdrawals paused
LINEA 1.0 % flexible — ⏸ Withdrawals paused
US 1.0 % flexible — ⏸ Withdrawals paused
QUBIC 1.0 % flexible — ⏸ Withdrawals paused
RED 1.0 % flexible — ⏸ Withdrawals paused
GAS 1.0 % flexible — ⏸ Withdrawals paused
MUBARAK 1.0 % flexible — ⏸ Withdrawals paused
BOME 1.0 % flexible — ⏸ Withdrawals paused
FF 1.0 % flexible — ⏸ Withdrawals paused
PEAQ 1.0 % flexible — ⏸ Withdrawals paused
ENJ 1.0 % flexible — ⏸ Withdrawals paused
WAL 1.0 % flexible — ⏸ Withdrawals paused
BABY 1.0 % flexible — ⏸ Withdrawals paused
ENS 1.0 % flexible — ⏸ Withdrawals paused
AWE 1.0 % flexible — ⏸ Withdrawals paused
AAVE 1.0 % flexible — ⏸ Withdrawals paused
UNI 1.0 % flexible — ⏸ Withdrawals paused
BONK 1.0 % flexible — ⏸ Withdrawals paused
XDC 1.0 % flexible — ⏸ Withdrawals paused
FORM 1.0 % flexible — ⏸ Withdrawals paused
BIO 1.0 % flexible — ⏸ Withdrawals paused
HOLO 1.0 % flexible — ⏸ Withdrawals paused
RIF 1.0 % flexible — ⏸ Withdrawals paused
MON 1.0 % flexible — ⏸ Withdrawals paused
ZIG 1.0 % flexible — ⏸ Withdrawals paused
SYRUP 1.0 % flexible — ⏸ Withdrawals paused
BRETT 1.0 % flexible — ⏸ Withdrawals paused
COMP 1.0 % flexible — ⏸ Withdrawals paused
AXL 1.0 % flexible — ⏸ Withdrawals paused
NXPC 1.0 % flexible — ⏸ Withdrawals paused
DATA 1.0 % flexible — ⏸ Withdrawals paused
1INCH 1.0 % flexible — ⏸ Withdrawals paused
RAVE 1.0 % flexible — ⏸ Withdrawals paused
PNUT 1.0 % flexible — ⏸ Withdrawals paused
UAI 1.0 % flexible — ⏸ Withdrawals paused
HUMA 1.0 % flexible — ⏸ Withdrawals paused
AI 1.0 % flexible — ⏸ Withdrawals paused
ARKM 1.0 % flexible — ⏸ Withdrawals paused
PENDLE 1.0 % flexible — ⏸ Withdrawals paused
KAITO 1.0 % flexible — ⏸ Withdrawals paused
STABLE 1.0 % flexible — ⏸ Withdrawals paused
COW 1.0 % flexible — ⏸ Withdrawals paused
ETC 1.0 % flexible — ⏸ Withdrawals paused
NEO 1.0 % flexible — ⏸ Withdrawals paused
KAIA 1.0 % flexible — ⏸ Withdrawals paused
CELO 1.0 % flexible — ⏸ Withdrawals paused
AERO 1.0 % flexible — ⏸ Withdrawals paused
MORPHO 1.0 % flexible — ⏸ Withdrawals paused
VET 1.0 % flexible — ⏸ Withdrawals paused
TRB 1.0 % flexible — ⏸ Withdrawals paused
COAI 1.0 % flexible — ⏸ Withdrawals paused
SPK 1.0 % flexible — ⏸ Withdrawals paused
NIGHT 1.0 % flexible — ⏸ Withdrawals paused
EDGE 1.0 % flexible — ⏸ Withdrawals paused
ORCA 1.0 % flexible — ⏸ Withdrawals paused
SAFE 1.0 % flexible — ⏸ Withdrawals paused
USD1 1.0 % flexible — ⏸ Withdrawals paused
BERA 1.0 % flexible — ⏸ Withdrawals paused
SKR 1.0 % flexible — ⏸ Withdrawals paused
WIF 1.0 % flexible — ⏸ Withdrawals paused
IMX 1.0 % flexible — ⏸ Withdrawals paused
TRUMP 1.0 % flexible — ⏸ Withdrawals paused
MET 1.0 % flexible — ⏸ Withdrawals paused
SENT 1.0 % flexible — ⏸ Withdrawals paused
QNT 1.0 % flexible — ⏸ Withdrawals paused
LDO 1.0 % flexible — ⏸ Withdrawals paused
MEME 1.0 % flexible — ⏸ Withdrawals paused
XLM 1.0 % flexible — ⏸ Withdrawals paused
QTUM 1.0 % flexible — ⏸ Withdrawals paused
SUPER 1.0 % flexible — ⏸ Withdrawals paused
EIGEN 1.0 % flexible — ⏸ Withdrawals paused
GALA 1.0 % flexible — ⏸ Withdrawals paused
NIL 1.0 % flexible — ⏸ Withdrawals paused
BAT 1.0 % flexible — ⏸ Withdrawals paused
SUI 0.84 % flexible — ⏸ Withdrawals paused
MERL 0.8 % flexible — ⏸ Withdrawals paused
W 0.8 % flexible — ⏸ Withdrawals paused
TIA 0.73 % flexible — ⏸ Withdrawals paused
CKB 0.6 % flexible — ⏸ Withdrawals paused
INJ 0.54 % flexible — ⏸ Withdrawals paused
APT 0.5 % flexible — ⏸ Withdrawals paused
POL 0.5 % flexible — ⏸ Withdrawals paused
SEI 0.5 % flexible — ⏸ Withdrawals paused
BNB 0.5 % flexible — ⏸ Withdrawals paused
OP 0.5 % flexible — ⏸ Withdrawals paused
STX 0.5 % flexible — ⏸ Withdrawals paused
AXS 0.5 % flexible — ⏸ Withdrawals paused
APE 0.5 % flexible — ⏸ Withdrawals paused
RAY 0.5 % flexible — ⏸ Withdrawals paused
CRO 0.5 % flexible — ⏸ Withdrawals paused
CFX 0.5 % flexible — ⏸ Withdrawals paused
IO 0.5 % flexible — ⏸ Withdrawals paused
TUSD 0.5 % flexible — ⏸ Withdrawals paused
ETHFI 0.5 % flexible — ⏸ Withdrawals paused
CRV 0.5 % flexible — ⏸ Withdrawals paused
FIL 0.5 % flexible — ⏸ Withdrawals paused
PYUSD 0.5 % flexible — ⏸ Withdrawals paused
SNX 0.5 % flexible — ⏸ Withdrawals paused
GMX 0.5 % flexible — ⏸ Withdrawals paused
SUSHI 0.5 % flexible — ⏸ Withdrawals paused
HTX 0.5 % flexible — ⏸ Withdrawals paused
BCH 0.5 % flexible — ⏸ Withdrawals paused
RENDER 0.5 % flexible — ⏸ Withdrawals paused
HBAR 0.5 % flexible — ⏸ Withdrawals paused
FARTCOIN 0.5 % flexible — ⏸ Withdrawals paused
SKY 0.5 % flexible — ⏸ Withdrawals paused
DOG 0.5 % flexible — ⏸ Withdrawals paused
ASTER 0.5 % flexible — ⏸ Withdrawals paused
FET 0.5 % flexible — ⏸ Withdrawals paused
XRP 0.36 % flexible — ⏸ Withdrawals paused
ONDO 0.3 % flexible — ⏸ Withdrawals paused
DOGE 0.3 % flexible — ⏸ Withdrawals paused
TAO 0.3 % flexible — ⏸ Withdrawals paused
SHIB 0.3 % flexible — ⏸ Withdrawals paused
BABYDOGE 0.3 % flexible — ⏸ Withdrawals paused
ORDI 0.3 % flexible — ⏸ Withdrawals paused
AR 0.3 % flexible — ⏸ Withdrawals paused
LINK 0.3 % flexible — ⏸ Withdrawals paused
HYPE 0.3 % flexible — ⏸ Withdrawals paused
PEPE 0.25 % flexible — ⏸ Withdrawals paused
ARB 0.16 % flexible — ⏸ Withdrawals paused
BTC 0.12 % flexible — ⏸ Withdrawals paused
Calculator

What would Bitget Earn pay you?

How much will you earn?

USDS
Interest
+51.1619 USDS
Total
1,051.1619 USDS
On Bitget Earn:+0.1402per day·+4.1667per month·+51.1619per year

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Rate history

How yields have moved

USDT98d
3.16 %↓55%
USDC98d
2.0 %↓70%
ETH98d
1.32 %↓31%
BTC98d
0.12 %↓94%
SOL97d
5.08 %↓2%
DOT97d
4.88 %↓6%

Source: daily snapshots via exchange API · accumulating since YieldScope launch

Incident in progress: withdrawals suspended Withdrawals from Bitget Earn have been suspended since Sep 24, 2026 after a security incident and have not resumed yet. Money sent there cannot be taken out for now, so we have removed the sign-up link until it can. Rates are shown for reference only.

Overview

Bitget review: what this platform is

Bitget is a fast-growing exchange founded in 2018. Until 24 September 2026 it was the only venue on our board that passed all five safety checks and still ran a flexible stablecoin product. That day attackers took about $387.5M (first estimated at $351.6M) from parts of its hot and warm wallets, and withdrawals were suspended pending a security review. Bitget says its User Protection Fund covers the loss and account balances are intact; withdrawals return in phases from 28 September (BTC) to 2 October (all other tokens, fiat and P2P). The hack costs it the track-record check, so it now passes four of five.

It is registered across several jurisdictions — Seychelles, Dubai's VARA regime and Lithuania — publishes proof-of-reserves, and runs a self-funded protection fund (over $464M before this payout, per Bitget). Earn products have no lock-up. The current rates are shown in the table on this page and may change over time.

The honest caveat: until withdrawals are back, money sent to Bitget cannot leave it. Beyond that, Bitget is younger than Kraken or Coinbase and offshore-headquartered, and its stablecoin base rates are no longer high — the large figures apply only to a small opening slice. This review is not investment advice.

How Earn works on Bitget

Bitget's Earn products are flexible — no platform-imposed lock-up — and you can start from $1. The main ones — USDT, USDC, BTC and ETH — are tiered: a higher rate on a small opening slice (for USDT and USDC, the first 300), then a much lower base on the rest. The table shows the base, which is what a larger deposit mostly earns.

Treat the rates as a live snapshot: they float, and Bitget also runs separate promotional pools elsewhere on its site. Verify the current rate on Bitget before depositing.

How to start on Bitget, step by step

  1. 01Open a Bitget account and complete verification.
  2. 02Go to Earn → Savings and pick a flexible product (USDC/USDT for the top rates).
  3. 03Deposit; rewards accrue daily and flexible products can be redeemed anytime. Withdrawals off the exchange are suspended since 24 September 2026 — check Bitget's status before depositing.
Verdict

Should you park money here?

✓ Pros
  • +Passes four of five safety checks: regulation, proof-of-reserves, flexible withdrawal, insurance fund
  • +Self-funded protection fund (over $464M, per Bitget) that it says covers the September 2026 loss, and published proof-of-reserves
  • +Flexible products with a $1 minimum
✕ Cons
  • −Hacked for about $387.5M on 24 September 2026; withdrawals suspended, returning in phases until 2 October
  • −Younger (2018) and offshore-headquartered — less pedigree than Kraken or Coinbase
  • −Not available in the US, UK, Canada or Singapore
  • −High stablecoin rates can shift, and promotional tiers elsewhere can blur the real base rate
  • −Earning yield, as anywhere, means lending — counterparty risk remains
⚖️
Our verdict.Bitget was our best balance of grade and stablecoin rate until the 24 September 2026 hack. Bitget says users are covered, but until withdrawals resume there is no way to take money out — hold off on new deposits until they are back and Bitget reports what its investigation found. Not financial advice.
Alternatives

Compare Bitget Earn with others

Asset-by-asset rates and risk grades

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Frequently asked questions

Is Bitget Earn safe?
In our assessment Bitget Earn has a risk grade of B: it passes 4 of 5 reliability criteria — Regulation, Proof-of-Reserves, Flexible withdrawal, Insurance Fund; not passed: Track record (2+ years incident-free). Jurisdiction: Seychelles + Dubai VARA + Lithuania, operating since 2018. The grade is a guide, not a guarantee; the decision is always yours.
Is Bitget Earn legit or a scam?
Bitget Earn is an operating platform: registered in Seychelles + Dubai VARA + Lithuania, running since 2018, with 2 incidents on our record, the latest in September 2026. We don't label platforms "scam" or "legit" — we check five public facts instead, and Bitget Earn passes 4 of 5: Regulation, Proof-of-Reserves, Flexible withdrawal, Insurance Fund; not passed: Track record (2+ years incident-free). This is a data review, not user reviews; every check on this page links its source.
What are the rates on Bitget Earn?
The current top rate on Bitget Earn is around 365 % APY (per our data, updated regularly). 215 assets are available: stablecoins, BTC, ETH and more. Exact rates, product type and terms are in the table above.
Can I withdraw quickly from Bitget Earn?
Yes. Bitget Earn offers flexible products with no lock period, so you can withdraw at any time. Some fixed-term products have an explicit lock period, shown in the table.
What is the minimum deposit on Bitget Earn?
The minimum deposit is around $1. Note: the platform isn't available in every country — check the regional restrictions above.

Do you work at Bitget Earn? The grade above is ours and is not for sale, but the right of reply is. Buy a page and write your own side →

⚠️ High-risk platform

Proceed anyway →