Yield
XLM on Bitget Earn
Bitget Earn pays 1.0 % APY on Stellar (XLM) as a Flexible rate. On YieldScope Bitget Earn carries a safety grade of B, scored across five risk criteria. Below: where XLM earns more — and where it earns safer.
Bitvavo Staking A Yield source: Exchange Earn
Where else XLM earns
Bitget Earn pays 1.0 % on XLM. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Bitget Earn (this page) | 1.0 % | Flexible | B |
 Bitfinex | 18.2 % | Earn | D |
 CoinDepo | 12 % | Flexible | F |
 WhiteBIT | 10.4 % | 🔒 30d lock | B |
 EarnPark | 5.0 % | Flexible | F |
 Nexo | 4.0 % | Flexible | C |
Bitget Earn is graded B. If safety matters more than a few extra basis points, Bitvavo Staking earns XLM at a higher grade (A).
Why Bitget Earn is graded B
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓
Regulation
Dubai VASP license (VARA) since 2024. No EU MiCA license as of 2026 — MiCAR application filed with Austria’s FMA (June 2026), pending approval; EU clients cannot be legally served after 1 July 2026. Source 1 → Source 2 →
- ✓
Proof-of-Reserves
Publishes monthly Merkle-tree PoR since October 2022. Covers BTC, ETH, USDT, USDC. Source →
- ✓
Flexible withdrawal
Flexible Savings with no lock period. Fixed-term products are clearly locked. Since 24 September 2026 withdrawals from the exchange are suspended after a hack (see track record); the Earn terms themselves have not changed. Source 1 → Source 2 → Source 3 →
- ✓
Insurance Fund
User Protection Fund of over $464M as of 24 September 2026, per Bitget (earlier reported at $600M+); Bitget says it covers the September 2026 hot-wallet loss. Hot wallet protection, 95%+ cold storage. Source 1 → Source 2 →
- ✗
Track record (2+ years incident-free)
Operating since 2018. On 24 September 2026 at 18:31 UTC attackers moved about $387.5M (Bitget's figure of 25 September; first estimated at $351.6M) out of parts of Bitget's hot and warm wallets; cold wallets were not touched. Bitget says the loss is covered by its User Protection Fund (over $464M) and account balances are intact. Withdrawals were suspended pending a security review; Bitget restores them in phases — BTC on 28 September, ETH on 29 September, USDT on 30 September, all other tokens, fiat and P2P on 2 October. Earlier, in April 2025, a bug in the VOXEL perpetual-futures market-making bot let eight accounts take ~$20M; Bitget rolled back the trades and compensated users from the same fund. Source 1 → Source 2 → Source 3 → Source 4 → Source 5 → Source 6 → Source 7 →
XLM rate history on Bitget Earn
This rate has held for 50 days straight. Over the 80 days we have recorded it, Bitget Earn changed it 2 times — a rate you can actually plan around.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How XLM yields moved across exchanges
from 2026-05-25 to 2026-09-26
Among the 13 venues we have XLM history for, Bitget Earn currently sits at #7 by rate — with 80 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How XLM earns on Bitget Earn
When you deposit XLM into Bitget Earn's earn product you receive 1.0 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Bitget Earn carries a YieldScope safety grade of B, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on XLM move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.