Yield
EarnPark
Is EarnPark safe? It scores F on our five safety checks, passing 1 of 5 — Flexible withdrawal; not passed: Regulation, Proof-of-Reserves, Insurance Fund, Track record (2+ years incident-free). Every check below cites the evidence behind it and links its source. See how it ranks against the other 41 venues we grade →
Why this grade
- ✗
Regulation
No licence from a financial regulator. The operating company is EarnPark Limited (British Virgin Islands, no. 2149760); the platform is owned by EarnPark Platform LLP (UK, OC442773). Both are company registrations. The SEC Form D it cites is a notice filing — EarnPark itself says it does not mean the SEC approved or supervises it. Source 1 → Source 2 →
- ✗
Proof-of-Reserves
Publishes its own reserve page with on-chain addresses and a Binance account statement, updated monthly — but no independent auditor or attestation: EarnPark says it "stands behind these figures directly". We count only independently checked proof of reserves. Source →
- ✓
Flexible withdrawal
No fixed lock: withdrawals are usually processed at once and can take up to 24 hours, because the funds are working inside strategies. Note that these are trading strategies (market making, DeFi), not a savings account — the principal is at risk (see the track record). Source →
- ✗
Insurance Fund
No named insurer or protection fund. After the 2025 and 2026 strategy losses EarnPark compensated clients in its own PARK token, not from an insurance fund. Source →
- ✗
Track record (2+ years incident-free)
Operating since July 2022, with two losses of client funds on its own record: a large part of the Delta Safe BTC position in October 2025, and about −30% on the Maker Core strategy in August 2026 after Binance force-closed positions. Both were compensated in PARK tokens. Source →
Incidents we count
Known incidents
2All EarnPark products
Yield products
as of Sep 26, 2026| Product | Rate | Type | Lock | |
|---|---|---|---|---|
| ARB | 7.02 % | flexible | — | Open EarnPark → |
| ZIL | 7.02 % | flexible | — | Open EarnPark → |
| DAI | 7.0 % | flexible | — | Open EarnPark → |
| DOGE | 7.0 % | flexible | — | Open EarnPark → |
| DOT | 7.0 % | flexible | — | Open EarnPark → |
| LINK | 7.0 % | flexible | — | Open EarnPark → |
| SOL | 6.5 % | flexible | — | Open EarnPark → |
| BNB | 6.0 % | flexible | — | Open EarnPark → |
| TRX | 6.0 % | flexible | — | Open EarnPark → |
| ADA | 5.0 % | flexible | — | Open EarnPark → |
| AVAX | 5.0 % | flexible | — | Open EarnPark → |
| BCH | 5.0 % | flexible | — | Open EarnPark → |
| BTC | 5.0 % | flexible | — | Open EarnPark → |
| GRAM | 5.0 % | flexible | — | Open EarnPark → |
| PAXG | 5.0 % | flexible | — | Open EarnPark → |
| USDC | 5.0 % | flexible | — | Open EarnPark → |
| USDT | 5.0 % | flexible | — | Open EarnPark → |
| XLM | 5.0 % | flexible | — | Open EarnPark → |
| XRP | 5.0 % | flexible | — | Open EarnPark → |
| POL | 4.23 % | flexible | — | Open EarnPark → |
| ETH | 4.0 % | flexible | — | Open EarnPark → |
What would EarnPark pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
This is not an affiliate link. Price for you doesn't change.
Compare EarnPark with others
Asset-by-asset rates and risk grades
Frequently asked questions
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Do you work at EarnPark? The grade above is ours and is not for sale, but the right of reply is. Buy a page and write your own side →