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ADA · Cardano

Where ADA earns the most — safely.

PoS Layer-1 blockchain with a research-driven approach

The highest ADA rate on YieldScope right now is 10.4 % APY on WhiteBIT — safety grade B, 30d lock. The best ADA rate on a platform that passes all five of our safety checks is 1.36 % APY on Coinbase Earn (Earn). Across 20 venues we track, ADA averages 3.18 % APY. Rates float and are refreshed daily; last updated 2026-09-26.

Best rate right now
10.4 %
WhiteBIT B
30-day lock · base rate
Real reward: +6.89%
Visit site →
Best on an A-grade platform
1.36 %
Coinbase Earn A
Passes all 5 safety checks · flexible
Open →
Rank
#17
Market cap
$9.7B
24h volume
$579M
From ATH
-92%
1y change
-67%
Price · 1 year
$0.2559-67.7% · 1Y

ATH $3.09 on Sep 2021·upd. Sep 26

The spread

One coin, 20 prices for your trust

Rate history

How ADA yields moved across exchanges

Best rate over time
12 %

from 2026-05-25 to 2026-09-26

Source: daily snapshots via exchange APIs

How much will you earn?

ADA
PlatformInterestTotal
★CoinDepo+1.268311.2683
YouHodler+1.157211.1572
WhiteBITLock+1.089911.0899
Bitfinex+0.747410.7474
EarnPark+0.511610.5116
Nexo+0.278510.2785
Kraken Earn+0.275410.2754
Bybit Earn+0.212010.2120
Toobit+0.201810.2018
Coinbase Earn+0.136910.1369
LBank+0.130810.1308
Bitget Earn+0.101510.1015
Bitpanda Staking+0.100510.1005
Bitstamp+0.100510.1005
OKX Earn+0.100510.1005
Uphold+0.099510.0995
Bitrue+0.046110.0461
Gate.io Earn+0.026010.0260
Binance Earn+0.009010.0090
BingX Earn+0.001010.0010
On CoinDepo:+0.0035per day·+0.1000per month·+1.2683per year
🏦 A bank at 0.5% would pay just +0.0501 ADA over this period.The top rate here pays 25× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#17
Platforms with offers20
Best flexible12 %
Best overall10.4 %
Average3.18 %
Rate moves

ADA rates on the move

Coin signals

What to watch on ADA

📉 Price -92% below ATH. Peak: Sep 2021
📅 Down over the year (-67%)
FAQ

ADA yield FAQ

What's the best ADA interest rate right now?

The highest ADA rate we currently track is 10.39% APY on WhiteBIT, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on ADA safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these ADA rates promotional?

No. We track 20 platforms for ADA and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

ADA

What is ADA

Cardano (ADA) is a Proof-of-Stake Layer-1 blockchain (Ouroboros consensus) known for its peer-reviewed, research-driven development. The ecosystem is split between the Cardano Foundation, IOHK and Emurgo. It was founded by Charles Hoskinson, an Ethereum co-founder. ADA is used for staking, transaction fees and on-chain voting via Project Catalyst.

Known risks

  • ⚠Slow development pace and late smart-contract rollout
  • ⚠Smaller DeFi ecosystem compared with Ethereum and Solana
  • ⚠Heavy reliance on the public persona of founder Charles Hoskinson
  • ⚠Drawdown of more than 90% from the all-time high
  • ⚠Competition from other PoS Layer-1s (Solana, Avalanche, Sui, Aptos)

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