Yield
Kraken Earn
Is Kraken Earn safe? It scores B on our five safety checks, passing 4 of 5 — Regulation, Proof-of-Reserves, Flexible withdrawal, Track record (2+ years incident-free); not passed: Insurance Fund. Every check below cites the evidence behind it and links its source. See how it ranks against the other 41 venues we grade →
Why this grade
- ✓
Regulation
FinCEN MSB registration, FCA license in the UK, MiCA CASP license via the Central Bank of Ireland (2025), registered in Canada. One of the most regulated exchanges. Source →
- ✓
Proof-of-Reserves
Publishes an independently audited Merkle-tree PoR semi-annually (Armanino -> Mazars). Covers all major assets. Source →
- ✓
Flexible withdrawal
All Earn products are Flexible. Staking with unbonding ~2-28 days depending on asset. Source 1 → Source 2 →
- ✗
Insurance Fund
Kraken officially states that digital assets and accounts are not covered by insurance against losses, and no public user-protection fund is disclosed (unlike Binance's SAFU or Bitget's Protection Fund). Strong security practices (majority cold storage) do not substitute an explicit fund. Source 1 → Source 2 →
- ✓
Track record (2+ years incident-free)
Operating since 2011 — Kraken dates its own history from then — with no major incident involving user funds in all that time. Source →
Incidents we count
Known incidents
No known incidents in the past 2 years
All Kraken Earn products
Yield products
as of Sep 26, 2026What would Kraken Earn pay you?
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
How yields have moved
Source: daily snapshots via exchange API · accumulating since YieldScope launch
This is not an affiliate link. Price for you doesn't change.
Compare Kraken Earn with others
Asset-by-asset rates and risk grades
Frequently asked questions
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Do you work at Kraken Earn? The grade above is ours and is not for sale, but the right of reply is. Buy a page and write your own side →