Yield
Where NEAR earns the most — safely.
NEAR — L1 with sharding and human-readable account names
The highest NEAR rate on YieldScope right now is 11.6 % APY on OKX Earn — safety grade B, Flexible. The best NEAR rate on a platform that passes all five of our safety checks is 1.94 % APY on Bitget Earn (Flexible). Across 12 venues we track, NEAR averages 4.54 % APY. Rates float and are refreshed daily; last updated 2026-07-29.
OKX Earn B ATH $20.44 on Jan 2022·upd. Jul 29
One coin, 12 prices for your trust
How NEAR yields moved across exchanges
from 2026-05-25 to 2026-07-29
Source: daily snapshots via exchange APIs
All platforms for NEAR
| Platform | Best ↓ | Type | Platf. risk | |
|---|---|---|---|---|
 CoinDepo | 12 % | flexible | F | Open → |
| OKX Earn | 11.6 % | flexible | B | Open → |
 WhiteBIT | 10.9 % | 30d lock | B | Open → |
 Kraken Earn | 5.37 % | staking | B | Open → |
 Bybit Earn | 4.58 % | staking | C | Open → |
 Gate.io Earn | 3.26 % | flexible | B | Open → |
 Bitpanda Staking | 3.0 % | staking | C | Open → |
 Bitget Earn | 1.94 % | flexible | A | Open → |
 KuCoin | 1.0 % | flexible | D | Open → |
 CoinEx Earn | 0.5 % | flexible | D | Open → |
 Binance Earn | 0.28 % | flexible | C | Open → |
 BingX Earn | 0.01 % | flexible | B | Open → |
How much will you earn?
| Platform | Interest | Total |
|---|---|---|
| ★CoinDepo | +1.2683 | 11.2683 |
| OKX Earn | +1.2270 | 11.2270 |
| WhiteBITLock | +1.1483 | 11.1483 |
| Kraken Earn | +0.5504 | 10.5504 |
| Bybit Earn | +0.4677 | 10.4677 |
| Gate.io Earn | +0.3309 | 10.3309 |
| Bitpanda Staking | +0.3042 | 10.3042 |
| Bitget Earn | +0.1957 | 10.1957 |
| KuCoin | +0.1005 | 10.1005 |
| CoinEx Earn | +0.0501 | 10.0501 |
| Binance Earn | +0.0280 | 10.0280 |
| BingX Earn | +0.0010 | 10.0010 |
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
NEAR rates on the move
What to watch on NEAR
NEAR yield FAQ
The highest NEAR rate we currently track is 11.63% APY on OKX Earn, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.
It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.
No. We track 12 platforms for NEAR and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.
What is NEAR
NEAR Protocol is a PoS Layer-1 with sharding (Nightshade), low fees, and accounts named like alice.near. Previously known for gaming/dApps; now focused on AI and chain abstraction. NEAR is delegated for staking (~9-11% APR).
Known risks
- ⚠Sharding is complex to operate and maintain
- ⚠Weak DeFi ecosystem
- ⚠High inflation in the early years
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