Yield
Where BTC earns the most — safely.
The first and largest cryptocurrency. Digital gold.
The highest BTC rate on YieldScope right now is 10.9 % APY on WhiteBIT — safety grade B, 30d lock. The best BTC rate on a platform that passes all five of our safety checks is 0.12 % APY on Bitget Earn (Flexible). Across 18 venues we track, BTC averages 3.33 % APY. Rates float and are refreshed daily; last updated 2026-07-29.
ATH $126,080 on Oct 2025·upd. Jul 29
One coin, 18 prices for your trust
How BTC yields moved across exchanges
from 2026-05-25 to 2026-07-29
Source: daily snapshots via exchange APIs
All platforms for BTC
| Platform | Best ↓ | Type | Platf. risk | |
|---|---|---|---|---|
 Lune.fi | 21.5 % | ⏳ 360d lock | F | Open → |
 CoinDepo | 12 % | flexible | F | Open → |
 WhiteBIT | 10.9 % | 30d lock | B | Open → |
 YouHodler | 8.0 % | flexible | F | Open → |
 Nebeus | 3.5 % | 30d lock | D | Open → |
 Nexo | 1.35 % | flexible | C | Open → |
 Bybit Earn | 0.8 % | staking | C | Open → |
 CoinEx Earn | 0.55 % | flexible | D | Open → |
 OKX Earn | 0.5 % | flexible | B | Open → |
 Crypto.com | 0.2 % | flexible | B | Open → |
 Kraken Earn | 0.15 % | flexible | B | Open → |
 Bitget Earn | 0.12 % | flexible | A | Open → |
 BingX Earn | 0.1 % | flexible | B | Open → |
 Gate.io Earn | 0.1 % | flexible | B | Open → |
 MEXC Earn | 0.05 % | flexible | C | Open → |
 Backpack Exchange | 0.03 % | flexible | C | Open → |
 Binance Earn | 0.02 % | flexible | C | Open → |
 Bitvavo Staking | 0.02 % | flexible | A | Open → |
How much will you earn?
| Platform | Interest | Total |
|---|---|---|
| ★Lune.fiLock | +0.0238 | 0.1238 |
| CoinDepo | +0.0127 | 0.1127 |
| WhiteBITLock | +0.0115 | 0.1115 |
| YouHodler | +0.0083 | 0.1083 |
| NebeusLock | +0.0036 | 0.1036 |
| Nexo | +0.0014 | 0.1014 |
| Bybit Earn | +0.0008 | 0.1008 |
| CoinEx Earn | +0.0006 | 0.1006 |
| OKX Earn | +0.0005 | 0.1005 |
| Crypto.com | +0.0002 | 0.1002 |
| Kraken Earn | +0.0002 | 0.1002 |
| Bitget Earn | +0.0001 | 0.1001 |
| BingX Earn | +0.0001 | 0.1001 |
| Gate.io Earn | +0.0001 | 0.1001 |
| MEXC Earn | +0.0001 | 0.1001 |
| Backpack Exchange | +0.0000 | 0.1000 |
| Binance Earn | +0.0000 | 0.1000 |
| Bitvavo Staking | +0.0000 | 0.1000 |
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
BTC rates on the move
What to watch on BTC
BTC yield FAQ
The highest BTC rate we currently track is 10.92% APY on WhiteBIT, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.
It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.
No. We track 18 platforms for BTC and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.
What is BTC
Bitcoin is the first cryptocurrency, created by Satoshi Nakamoto in 2009. It runs on its own proof-of-work blockchain. The most liquid and recognized cryptocurrency with the largest market capitalization. Yields are lower than on stablecoins (typically 0.5-3% APY) because BTC has no built-in staking mechanism — interest is paid from crypto-lending or exchange arbitrage. Often used as a long-term store of value ("digital gold").
Known risks
- ⚠High price volatility (-50% or more during bear phases)
- ⚠Yields of 0.5-3% are significantly lower than stablecoin yields
- ⚠Counterparty risk when holding BTC on an exchange
- ⚠Regulatory risks — some countries restrict or ban it
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