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XTZ · Tezos

Where XTZ earns the most — safely.

Tezos — self-amending L1 with formal verification

The highest XTZ rate on YieldScope right now is 40.6 % APY on OKX Earn — safety grade B, Flexible. The best XTZ rate on a platform that passes all five of our safety checks is 2.81 % APY on Coinbase Earn (Earn). Across 10 venues we track, XTZ averages 7.19 % APY. Rates float and are refreshed daily; last updated 2026-09-26.

Best rate right now
40.6 %
OKX Earn B
Flexible · withdraw anytime · base rate
Real reward: +36.64%
Visit site →
Best on an A-grade platform
2.81 %
Coinbase Earn A
Passes all 5 safety checks · flexible
Open →
Rank
#133
Market cap
$363M
24h volume
$8M
From ATH
-96%
1y change
-50%
Price · 1 year
$0.3273-51.9% · 1Y

ATH $9.12 on Oct 2021·upd. Sep 26

The spread

One coin, 10 prices for your trust

Rate history

How XTZ yields moved across exchanges

Best rate over time
40.6 %

from 2026-05-25 to 2026-09-26

Source: daily snapshots via exchange APIs

All venues

All platforms for XTZ

Platform Best ↓ Type Platf. risk
OKX Earn 40.6 % flexible B Open →
Binance Earn 8.96 % flexible C Open →
Bitget Earn 7.55 % flexible B ⏸ Withdrawals paused
Gate.io Earn 3.77 % flexible B Open →
Kraken Earn 3.75 % staking B Open →
Coinbase Earn 2.81 % staking A Open →
Bitpanda Staking 2.0 % staking C Open →
Uphold 1.15 % locked B Open →
Bybit Earn 0.8 % flexible C Open →
KuCoin 0.5 % flexible D Open →

How much will you earn?

XTZ
PlatformInterestTotal
★OKX Earn+4.913314.9133
Binance Earn+0.933710.9337
Bitget Earn+0.781710.7817
Gate.io Earn+0.383610.3836
Kraken Earn+0.381510.3815
Coinbase Earn+0.284610.2846
Bitpanda Staking+0.201810.2018
UpholdLock+0.115610.1156
Bybit Earn+0.080310.0803
KuCoin+0.050110.0501
On OKX Earn:+0.0135per day·+0.3387per month·+4.9133per year
🏦 A bank at 0.5% would pay just +0.0501 XTZ over this period.The top rate here pays 98× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#133
Platforms with offers10
Best flexible40.6 %
Best overall40.6 %
Average7.19 %
Coin signals

What to watch on XTZ

🪙 Small market cap: $363M
💧 Modest liquidity: $8M / 24h
📉 Price -96% below ATH. Peak: Oct 2021
📅 Down over the year (-50%)
📊 Low market cap rank (#133)
FAQ

XTZ yield FAQ

What's the best XTZ interest rate right now?

The highest XTZ rate we currently track is 40.64% APY on OKX Earn, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on XTZ safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these XTZ rates promotional?

No. We track 10 platforms for XTZ and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

XTZ

What is XTZ

Tezos (XTZ) is a Liquid PoS Layer-1 with a unique feature: a self-amending protocol that upgrades via on-chain voting with no hard forks. Supports formal verification. Widely used for NFTs (Hic Et Nunc, Objkt).

Known risks

  • ⚠Weak DeFi traction vs Ethereum L2s
  • ⚠Drawdown of over 95% from 2021 ATH

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