Where DAI earns the most — safely.
Decentralized crypto-backed stablecoin from MakerDAO (now Sky)
The highest DAI rate on YieldScope right now is 17 % APY on CoinDepo — safety grade F, Flexible. Across 2 venues we track, DAI averages 12 % APY. Rates float and are refreshed daily; last updated 2026-09-26.
One coin, 2 prices for your trust
How DAI yields moved across exchanges
from 2026-07-08 to 2026-09-26
Source: daily snapshots via exchange APIs
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
What to watch on DAI
DAI yield FAQ
The highest DAI rate we currently track is 17% APY on CoinDepo, which we grade F for safety. These are base rates refreshed daily — not promotional teasers.
It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.
No. We track 2 platforms for DAI and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.
What is DAI
DAI is the decentralized stablecoin created by MakerDAO in 2017. It is minted against overcollateralized crypto deposits and real-world assets such as US Treasuries; no company holds a bank deposit behind it. Since 2024 the protocol operates as Sky, and DAI converts 1:1 into its successor, USDS.
Known risks
- ⚠De-peg risk: the price can slip below $1 during market stress
- ⚠Issuer and reserve risk: the peg holds only if the issuer really holds the assets it claims
- ⚠Regulatory risk: stablecoin rules are still changing in several jurisdictions
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