Yield
XLM on OKX Earn
OKX Earn pays 2.02 % APY on Stellar (XLM) as a Flexible rate. On YieldScope OKX Earn carries a safety grade of B, scored across five risk criteria. Below: where XLM earns more — and where it earns safer.
Bitvavo Staking A Yield source: Exchange Earn
Where else XLM earns
OKX Earn pays 2.02 % on XLM. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| OKX Earn (this page) | 2.02 % | Flexible | B |
 Bitfinex | 18.2 % | Earn | D |
 CoinDepo | 12 % | Flexible | F |
 WhiteBIT | 10.4 % | 🔒 30d lock | B |
 EarnPark | 5.0 % | Flexible | F |
 Nexo | 4.0 % | Flexible | C |
OKX Earn is graded B. If safety matters more than a few extra basis points, Bitvavo Staking earns XLM at a higher grade (A).
Why OKX Earn is graded B
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓
Regulation
Dubai VARA (2024), Bahamas SCB, MiCA CASP license via Malta MFSA (January 2025), and Hong Kong TCSP registration. Source 1 → Source 2 →
- ✓
Proof-of-Reserves
Publishes monthly Merkle-tree PoR since November 2022. Covers 22+ assets. Source →
- ✓
Flexible withdrawal
Simple Earn is flexible. Structured products with a lock are clearly tagged. Source 1 → Source 2 →
- ✓
Insurance Fund
Security Fund (liquidation insurance pool) with a real-time on-platform balance; announced insurance coverage cited at up to $500M. Source →
- ✗
Track record (2+ years incident-free)
Operating since 2017. In February 2025 OKX pleaded guilty and agreed to pay $504M to settle US DOJ charges of violating anti-money laundering laws. Source 1 → Source 2 →
XLM rate history on OKX Earn
OKX Earn changed this XLM rate 111 times in 113 days — it survives under two days on average. Today's figure says little about next week's.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How XLM yields moved across exchanges
from 2026-05-25 to 2026-09-26
Among the 13 venues we have XLM history for, OKX Earn currently sits at #6 by rate — with 113 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from OKX Earn
How XLM earns on OKX Earn
When you deposit XLM into OKX Earn's earn product you receive 2.02 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. OKX Earn carries a YieldScope safety grade of B, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on XLM move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.