Where RLUSD earns the most — safely.
RLUSD — stablecoin from Ripple for payments
The highest RLUSD rate on YieldScope right now is 4.22 % APY on Bybit Earn — safety grade C, Flexible. The best RLUSD rate on a platform that passes all five of our safety checks is 1.0 % APY on Bitget Earn (Flexible). Across 3 venues we track, RLUSD averages 1.77 % APY. Rates float and are refreshed daily; last updated 2026-07-29.
ATH $1.07 on Dec 2024·upd. Jul 29
One coin, 3 prices for your trust
How RLUSD yields moved across exchanges
from 2026-05-25 to 2026-07-29
Source: daily snapshots via exchange APIs
All platforms for RLUSD
| Platform | Best ↓ | Type | Platf. risk | |
|---|---|---|---|---|
| | 4.22 % | flexible | C | Open → |
| | 1.0 % | flexible | A | Open → |
| | 0.1 % | flexible | C | Open → |
How much will you earn?
| Platform | Interest | Total |
|---|---|---|
| ★ | +0.4303 | 10.4303 |
| +0.1005 | 10.1005 | |
| +0.0100 | 10.0100 |
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
RLUSD rates on the move
RLUSD yield FAQ
The highest RLUSD rate we currently track is 4.22% APY on Bybit Earn, which we grade C for safety. These are base rates refreshed daily — not promotional teasers.
It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.
No. We track 3 platforms for RLUSD and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.
What is RLUSD
Ripple USD (RLUSD) is a USD stablecoin from Ripple, launched in 2024. Available on XRP Ledger and Ethereum. Backed by cash and short-term US Treasuries. Regulated by NYDFS (New York license).
Known risks
- ⚠New product, low liquidity
- ⚠Dependence on Ripple
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