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RLUSD · Ripple USD

Where RLUSD earns the most — safely.

RLUSD — stablecoin from Ripple for payments

The highest RLUSD rate on YieldScope right now is 4.22 % APY on Bybit Earn — safety grade C, Flexible. The best RLUSD rate on a platform that passes all five of our safety checks is 1.0 % APY on Bitget Earn (Flexible). Across 3 venues we track, RLUSD averages 1.77 % APY. Rates float and are refreshed daily; last updated 2026-07-29.

Best rate right now
4.22 %
Bybit Earn C
Flexible · withdraw anytime · base rate
Visit site
Best on an A-grade platform
1.0 %
Bitget Earn A
Passes all 5 safety checks · flexible
Open
Rank
#47
Market cap
$1.6B
24h volume
$159M
From ATH
-7%
1y change
+0%
Price · 1 year
$1.00+0.0% · 1Y

ATH $1.07 on Dec 2024·upd. Jul 29

The spread

One coin, 3 prices for your trust

Rate range

0.1 %
low
1.77 %
avg
4.22 %
high
Rate history

How RLUSD yields moved across exchanges

Best rate over time
4.22 %

from 2026-05-25 to 2026-07-29

Source: daily snapshots via exchange APIs

All venues

All platforms for RLUSD

Platform Best ↓ Type Platf. risk
Bybit Earn 4.22 % flexible C Open →
Bitget Earn 1.0 % flexible A Open →
Binance Earn 0.1 % flexible C Open →

How much will you earn?

RLUSD
PlatformInterestTotal
Bybit Earn+0.430310.4303
Bitget Earn+0.100510.1005
Binance Earn+0.010010.0100
On Bybit Earn:+0.0012per day·+0.0352per month·+0.4303per year
🏦 A bank at 0.5% would pay just +0.0501 RLUSD over this period.The top rate here pays 8.6× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#47
Platforms with offers3
Best flexible4.22 %
Best overall4.22 %
Average1.77 %
Rate moves

RLUSD rates on the move

FAQ

RLUSD yield FAQ

What's the best RLUSD interest rate right now?

The highest RLUSD rate we currently track is 4.22% APY on Bybit Earn, which we grade C for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on RLUSD safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these RLUSD rates promotional?

No. We track 3 platforms for RLUSD and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

RLUSD

What is RLUSD

Ripple USD (RLUSD) is a USD stablecoin from Ripple, launched in 2024. Available on XRP Ledger and Ethereum. Backed by cash and short-term US Treasuries. Regulated by NYDFS (New York license).

Known risks

  • New product, low liquidity
  • Dependence on Ripple

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