Yield
Where PYUSD earns the most — safely.
PayPal's USD stablecoin, issued by Paxos
The highest PYUSD rate on YieldScope right now is 0.5 % APY on Bitget Earn — safety grade B, Flexible. Across 1 venue we track, PYUSD averages 0.5 % APY. Rates float and are refreshed daily; last updated 2026-09-26.
Bitget Earn B All platforms for PYUSD
| Platform | Best ↓ | Type | Platf. risk | |
|---|---|---|---|---|
| Bitget Earn | 0.5 % | flexible | B | ⏸ Withdrawals paused |
How much will you earn?
| Platform | Interest | Total |
|---|---|---|
| ★Bitget Earn | +5.01 | 1,005.01 |
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
What to watch on PYUSD
PYUSD yield FAQ
The highest PYUSD rate we currently track is 0.5% APY on Bitget Earn, which we grade B for safety. These are base rates refreshed daily — not promotional teasers.
It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.
No. We track 1 platform for PYUSD and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.
What is PYUSD
PayPal USD (PYUSD) is PayPal's US-dollar stablecoin, launched in August 2023. It is issued by Paxos Trust Company, which is supervised by the New York State Department of Financial Services, and is backed by US dollar deposits, short-term US Treasuries and similar cash equivalents.
Known risks
- ⚠De-peg risk: the price can slip below $1 during market stress
- ⚠Issuer and reserve risk: the peg holds only if the issuer really holds the assets it claims
- ⚠Regulatory risk: stablecoin rules are still changing in several jurisdictions
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