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FIL · Filecoin

Where FIL earns the most — safely.

Filecoin — decentralized data storage

The highest FIL rate on YieldScope right now is 7.31 % APY on Bitfinex — safety grade D, Earn. The best FIL rate on a platform that passes all five of our safety checks is 0.02 % APY on Bitvavo Staking (Flexible). Across 9 venues we track, FIL averages 2.86 % APY. Rates float and are refreshed daily; last updated 2026-09-26.

Best rate right now
7.31 %
Bitfinex D
Flexible · withdraw anytime · base rate
Visit site →
Best on an A-grade platform
0.02 %
Bitvavo Staking A
Passes all 5 safety checks · flexible
Open →
Rank
#84
Market cap
$971M
24h volume
$184M
From ATH
-100%
1y change
-46%
Price · 1 year
$1.08-50.8% · 1Y

ATH $236.84 on Apr 2021·upd. Sep 26

The spread

One coin, 9 prices for your trust

Rate history

How FIL yields moved across exchanges

Best rate over time
12 %

from 2026-05-25 to 2026-09-26

Source: daily snapshots via exchange APIs

All venues

All platforms for FIL

Platform Best ↓ Type Platf. risk
CoinDepo 12 % flexible F Open →
Bitfinex 7.31 % lending D Open →
WhiteBIT 3.71 % 30d lock B Open →
Bybit Earn 1.0 % flexible C Open →
OKX Earn 1.0 % flexible B Open →
Bitget Earn 0.5 % flexible B ⏸ Withdrawals paused
Gate.io Earn 0.11 % flexible B Open →
Binance Earn 0.09 % flexible C Open →
Bitvavo Staking 0.02 % flexible A Open →

How much will you earn?

FIL
PlatformInterestTotal
★CoinDepo+1.268311.2683
Bitfinex+0.756010.7560
WhiteBITLock+0.377410.3774
Bybit Earn+0.100510.1005
OKX Earn+0.100510.1005
Bitget Earn+0.050110.0501
Gate.io Earn+0.011010.0110
Binance Earn+0.009010.0090
Bitvavo Staking+0.002010.0020
On CoinDepo:+0.0035per day·+0.1000per month·+1.2683per year
🏦 A bank at 0.5% would pay just +0.0501 FIL over this period.The top rate here pays 25× more.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#84
Platforms with offers9
Best flexible12 %
Best overall7.31 %
Average2.86 %
Rate moves

FIL rates on the move

Recently increased
Coin signals

What to watch on FIL

📉 Price -100% below ATH. Peak: Apr 2021
FAQ

FIL yield FAQ

What's the best FIL interest rate right now?

The highest FIL rate we currently track is 7.31% APY on Bitfinex, which we grade D for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on FIL safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these FIL rates promotional?

No. We track 9 platforms for FIL and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

FIL

What is FIL

Filecoin (FIL) is the largest decentralized storage network. Miners store client data and earn FIL via proof-of-storage. Competes with Arweave and Storj. FIL is used as collateral and as payment for storage.

Known risks

  • ⚠High inflation and aggressive token release schedule
  • ⚠Low real demand for paid storage
  • ⚠Drawdown of over 95% from ATH

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