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FDUSD · First Digital USD

Where FDUSD earns the most — safely.

USD-pegged stablecoin

The highest FDUSD rate on YieldScope right now is 0.46 % APY on Binance Earn — safety grade C, Flexible. Across 2 venues we track, FDUSD averages 0.28 % APY. Rates float and are refreshed daily; last updated 2026-07-29.

Best rate right now
0.46 %
Binance Earn C
Flexible · withdraw anytime · base rate
Visit site
Average
0.28 %
Average 0.28 % across 2 platforms
Rank
#115
Market cap
$349M
24h volume
$91M
From ATH
-13%
1y change
+0%
Price · 1 year
$0.9972+0.0% · 1Y

ATH $1.15 on Feb 2025·upd. Jul 29

The spread

One coin, 2 prices for your trust

Rate range

0.1 %
low
0.28 %
avg
0.46 %
high
Rate history

How FDUSD yields moved across exchanges

Best rate over time
0.46 %

from 2026-06-09 to 2026-07-29

Source: daily snapshots via exchange APIs

All venues

All platforms for FDUSD

Platform Best ↓ Type Platf. risk
Binance Earn 0.46 % flexible C Open →
Gate.io Earn 0.1 % flexible B Open →

How much will you earn?

FDUSD
PlatformInterestTotal
Binance Earn+4.611,004.61
Gate.io Earn+1.001,001.00
On Binance Earn:+0.01per day·+0.38per month·+4.61per year
🏦 A bank at 0.5% would pay just +5.01 FDUSD over this period.

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Coin summary
Rank#115
Platforms with offers2
Best flexible0.46 %
Best overall0.46 %
Average0.28 %
Coin signals

What to watch on FDUSD

🪙 Small market cap: $349M
📊 Low market cap rank (#115)
🔗 FDUSD is a non-USDC/USDT stablecoin — check the issuer's terms
FAQ

FDUSD yield FAQ

What's the best FDUSD interest rate right now?

The highest FDUSD rate we currently track is 0.46% APY on Binance Earn, which we grade C for safety. These are base rates refreshed daily — not promotional teasers.

Is earning interest on FDUSD safe?

It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.

Are these FDUSD rates promotional?

No. We track 2 platforms for FDUSD and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.

FDUSD

What is FDUSD

First Digital USD (FDUSD) — a top-250 USD-pegged stablecoin by market cap. Trades on major exchanges including Bybit, Binance, Coinbase. See CoinGecko for full project details: https://www.coingecko.com/en/coins/first-digital-usd

Known risks

  • Depeg risk: the token can temporarily lose its USD peg
  • Regulatory uncertainty in some jurisdictions
  • Smart contract / chain-specific risks

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