Skip to content
YieldScope
Get rate alerts
Platform review/crypto

Lido

Is Lido safe? It scores B on our five safety checks, passing 4 of 5 — Proof-of-Reserves, Flexible withdrawal, Insurance Fund, Track record (2+ years incident-free); not passed: Regulation. Every check below cites the evidence behind it and links its source. See how it ranks against the other 41 venues we grade →

#14 of 35ETH2.2 %
Open account on Lido →
Safety grade
B
4 of 5 criteria passed
🟡Medium risk
Verified Sep 26, 2026 Auto-sync
JurisdictionDecentralized (Lido DAO)Founded2020Minimum—Insurance Fund—Yield products1
The five checks

Why this grade

Is Lido safe? →
5 criteria · check each one
  • ✗

    Regulation

    Decentralized protocol, not a licensed entity — there is no regulator or custodian to appeal to. Legitimacy rests on audits and on-chain transparency instead of regulation. Source →

  • ✓

    Proof-of-Reserves

    Fully on-chain. Staked ETH and every validator position are publicly verifiable; an oracle reports balances every 24 hours. Source →

  • ✓

    Flexible withdrawal

    stETH is the most liquid LST — exit instantly on the open market, or unstake natively via the withdrawal queue (typically 1–5 days). Source →

  • ✓

    Insurance Fund

    Internal slashing insurance fund (protocol fees held in stETH), with optional external cover via Nexus Mutual / Unslashed. Source →

  • ✓

    Track record (2+ years incident-free)

    No smart-contract exploit since 2020. The June 2022 stETH discount was a liquidity event (it recovered), and minor slashing incidents were covered — cumulative losses under 0.01% of TVL. Source →

Track record

Incidents we count

Known incidents

No known incidents in the past 2 years

Rates

All Lido products

Yield products

as of Sep 26, 2026
Product Rate Type Lock
ETH 2.2 % liquid staking — Open Lido →
Calculator

What would Lido pay you?

How much will you earn?

ETH
Interest
+0.0222 ETH
Total
1.0222 ETH
On Lido:+0.0001per day·+0.0018per month·+0.0222per year

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Rate history

How yields have moved

ETH98d
2.2 %↓4%

Source: daily snapshots via exchange API · accumulating since YieldScope launch

Open account on Lido →

This is not an affiliate link. Price for you doesn't change.

Alternatives

Compare Lido with others

Asset-by-asset rates and risk grades

LidovsBackpack ExchangeLidovsBinance EarnLidovsBingX EarnLidovsBISONLidovsBitfinexLidovsBitget EarnLidovsBitpanda StakingLidovsBitrueLidovsBitstampLidovsBitvavo StakingLidovsBybit EarnLidovsCoinbase cbETHLidovsCoinbase EarnLidovsCoinDepoLidovsCoinEx EarnLidovsCrypto.comLidovsEarnParkLidovsGate.io EarnLidovsGeminiLidovsHTXLidovsJitoLidovsKraken EarnLidovsKuCoinLidovsLBankLidovsLednLidovsLune.fiLidovsMarinadeLidovsMantle (mETH)LidovsMEXC EarnLidovsNebeusLidovsNexoLidovsOKX EarnLidovsRobinhood CryptoLidovsRocket PoolLidovsFrax (sfrxETH)LidovsStakeWise (osETH)LidovsTelegram WalletLidovsToobitLidovsUpholdLidovsWhiteBITLidovsYouHodlerAlternatives: Lido →

Frequently asked questions

Is Lido safe?
In our assessment Lido has a risk grade of B: it passes 4 of 5 reliability criteria — Proof-of-Reserves, Flexible withdrawal, Insurance Fund, Track record (2+ years incident-free); not passed: Regulation. Jurisdiction: Decentralized (Lido DAO), operating since 2020. The grade is a guide, not a guarantee; the decision is always yours.
Is Lido legit or a scam?
Lido is an operating platform: registered in Decentralized (Lido DAO), running since 2020, with no incidents on our record. We don't label platforms "scam" or "legit" — we check five public facts instead, and Lido passes 4 of 5: Proof-of-Reserves, Flexible withdrawal, Insurance Fund, Track record (2+ years incident-free); not passed: Regulation. This is a data review, not user reviews; every check on this page links its source.
What are the rates on Lido?
The current top rate on Lido is around 2.2 % APY (per our data, updated regularly). 1 asset are available: stablecoins, BTC, ETH and more. Exact rates, product type and terms are in the table above.
Can I withdraw quickly from Lido?
Yes. Lido offers flexible products with no lock period, so you can withdraw at any time. Some fixed-term products have an explicit lock period, shown in the table.
What is the minimum deposit on Lido?
The minimum deposit is around $0. Note: the platform isn't available in every country — check the regional restrictions above.

Do you work at Lido? The grade above is ours and is not for sale, but the right of reply is. Buy a page and write your own side →

⚠️ High-risk platform

Proceed anyway →