Where XMR earns the most — safely.
Altcoin
The highest XMR rate on YieldScope right now is 1.97 % APY on Bitfinex — safety grade D, Earn. Across 2 venues we track, XMR averages 1.02 % APY. Rates float and are refreshed daily; last updated 2026-07-29.
ATH $797.73 on Jan 2026·upd. Jul 29
One coin, 2 prices for your trust
How XMR yields moved across exchanges
from 2026-06-28 to 2026-07-29
Source: daily snapshots via exchange APIs
How much will you earn?
| Platform | Interest | Total |
|---|---|---|
| ★ | +0.1988 | 10.1988 |
| +0.0060 | 10.0060 |
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
XMR yield FAQ
The highest XMR rate we currently track is 1.97% APY on Bitfinex, which we grade D for safety. These are base rates refreshed daily — not promotional teasers.
It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.
No. We track 2 platforms for XMR and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.
What is XMR
Monero (XMR) — a top-100 altcoin by market cap. Trades on major exchanges including Bybit, Binance, Coinbase. See CoinGecko for full project details: https://www.coingecko.com/en/coins/monero
Known risks
- ⚠High price volatility
- ⚠Regulatory uncertainty in some jurisdictions
- ⚠Smart contract / chain-specific risks
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