MEXC Earn
🟡 Medium riskRegulation · Proof-of-Reserves · Flexible withdrawal · Insurance Fund · Track record (2+ years incident-free)
- ✗ Regulation
Operates without licenses from major regulators. Warnings from Japan (JFSA), Germany (BaFin), Hong Kong (SFC); Estonian license revoked (2023). Source →
- ✓ Proof-of-Reserves
Merkle-tree PoR since 2023; monthly Hacken audits since November 2025. Asset coverage above 100% (Feb 2026: BTC 267%). Source →
- ✓ Flexible withdrawal
Flexible Savings — withdraw any time without penalty, interest accrues daily.
- ✓ Insurance Fund
$100M Guardian Fund covering hacks and security incidents, wallets are public. Source →
- ✗ Track record (2+ years incident-free)
Several public scandals over forced freezing of traders' funds ("clawbacks", the $3.1M White Whale case, 2024–2025). No major hacks. Source →
Known incidents
2- October 2025 A trader's $3.1M account was frozen over alleged automated trading (the "White Whale" case). After a public outcry, funds were unfrozen on Oct 31 2025 and the executive team apologized. Source →
- January 2024 Traders reported profit "clawbacks" citing "abnormal trading". MEXC said the policy only targets delinquent traders. Source →
Yield products
as of May 31, 2026| Product | Rate | Type | Lock | |
|---|---|---|---|---|
| USDT | 8.0 % | flexible | — | Open |
| USDC | 6.0 % | flexible | — | Open |
| BTC | 3.0 % | flexible | — | Open |
| ETH | 4.0 % | flexible | — | Open |
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