YieldCompare · head to head
Ledn vs Telegram Wallet
Asset-by-asset comparison of rates and risk profiles
Short answer
Neither is safer on our checks — Ledn and Telegram Wallet both pass 1 of five.
On rates, the highest advertised APY is 5.0 % at Ledn and 16.4 % at Telegram Wallet. Base rates only, no promo tiers.
Ledn
Safety grade F
5 checks ✗ ✓ ✗ ✗ ✗
USDT 5.0 %
BTC 0.5 %
ETH 1.0 %
Top product USDT · 5.0 %
Products tracked 4
Coins tracked 4
Jurisdiction Cayman Islands
Founded 2018
Min deposit $10
Open Ledn → 
Telegram Wallet
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT —
BTC —
ETH 4.45 %
Top product MON · 16.4 %
Products tracked 6
Coins tracked 6
Jurisdiction Panama (TG Wallet Inc., built by The Open Platform)
Founded 2023
Min deposit $1
Open Telegram Wallet → Coin by coin
Shared coins, side by side
Safety — check by check
| Check | F Ledn | F Telegram Wallet |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✗ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 1/5 · F | 1/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.