Yield
U on Binance Earn
Binance Earn pays 0.55 % APY on United Stables (U) as a Flexible rate. On YieldScope Binance Earn carries a safety grade of C, scored across five risk criteria. Below: where U earns more — and where it earns safer.
Gate.io Earn B Yield source: Exchange Earn
Where else U earns
Binance Earn currently has the top U rate we track. Here's the rest of the field, ranked by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Binance Earn (this page) | 0.55 % | Flexible | C |
| Gate.io Earn | 0.1 % | Flexible | B |
Binance Earn is graded C. If safety matters more than a few extra basis points, Gate.io Earn earns U at a higher grade (B).
Why Binance Earn is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗ Regulation
Dubai VARA license, but in November 2023 DOJ/FinCEN/OFAC/CFTC settlement of $4.3B over money laundering, sanctions violations, and unlicensed money transmission. CZ stepped down as CEO. A separate SEC complaint was dismissed with prejudice in May 2025. Source →
- ✓ Proof-of-Reserves
Publishes monthly Merkle-tree PoR since November 2022. Covers BTC, ETH, USDT, BNB and others. Source →
- ✓ Flexible withdrawal
Flexible products are available for most assets. Locked products are clearly tagged. Source 1 → Source 2 →
- ✓ Insurance Fund
SAFU (Secure Asset Fund for Users) of $1B+, public reserve addresses. Source →
- ✗ Track record (2+ years incident-free)
World's largest exchange since 2017. In November 2023 Binance and CZ pleaded guilty to US DOJ charges (AML/BSA, unlicensed money transmission, sanctions violations); Binance paid a $4.3B settlement (DOJ/FinCEN/OFAC/CFTC) and CZ stepped down as CEO. Source 1 → Source 2 →
U rate history on Binance Earn
Over the 51 days we have recorded it, Binance Earn changed this U rate 14 times; the current one has held for 5 days.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How U yields moved across exchanges
from 2026-06-09 to 2026-07-29
Among the 3 venues we have U history for, Binance Earn currently sits at #1 by rate — with 51 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from Binance Earn
How U earns on Binance Earn
When you deposit U into Binance Earn's earn product you receive 0.55 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Binance Earn carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on U move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.