Yield
ZAMA on Binance Earn
Binance Earn pays 12.8 % APY on Zama (ZAMA) as a Flexible rate. On YieldScope Binance Earn carries a safety grade of C, scored across five risk criteria. Below: where ZAMA earns more — and where it earns safer.
Bitget Earn A Yield source: Exchange Earn
Where else ZAMA earns
Binance Earn pays 12.8 % on ZAMA. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Binance Earn (this page) | 12.8 % | Flexible | C |
| Bitget Earn | 72.6 % | Flexible | A |
 Bybit Earn | 2.36 % | Flexible | C |
Binance Earn is graded C. If safety matters more than a few extra basis points, Bitget Earn earns ZAMA at a higher grade (A).
Why Binance Earn is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗ Regulation
Dubai VARA license, but in November 2023 DOJ/FinCEN/OFAC/CFTC settlement of $4.3B over money laundering, sanctions violations, and unlicensed money transmission. CZ stepped down as CEO. A separate SEC complaint was dismissed with prejudice in May 2025. Source →
- ✓ Proof-of-Reserves
Publishes monthly Merkle-tree PoR since November 2022. Covers BTC, ETH, USDT, BNB and others. Source →
- ✓ Flexible withdrawal
Flexible products are available for most assets. Locked products are clearly tagged. Source 1 → Source 2 →
- ✓ Insurance Fund
SAFU (Secure Asset Fund for Users) of $1B+, public reserve addresses. Source →
- ✗ Track record (2+ years incident-free)
World's largest exchange since 2017. In November 2023 Binance and CZ pleaded guilty to US DOJ charges (AML/BSA, unlicensed money transmission, sanctions violations); Binance paid a $4.3B settlement (DOJ/FinCEN/OFAC/CFTC) and CZ stepped down as CEO. Source 1 → Source 2 →
ZAMA rate history on Binance Earn
Binance Earn changed this ZAMA rate 50 times in 51 days — it survives under two days on average. Today's figure says little about next week's.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How ZAMA yields moved across exchanges
from 2026-06-09 to 2026-07-29
Among the 3 venues we have ZAMA history for, Binance Earn currently sits at #2 by rate — with 51 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from Binance Earn
How ZAMA earns on Binance Earn
When you deposit ZAMA into Binance Earn's earn product you receive 12.8 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Binance Earn carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on ZAMA move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.