Yield
XAUT on Bybit Earn
Bybit Earn pays 1.0 % APY on Tether Gold (XAUT) as a Flexible rate. On YieldScope Bybit Earn carries a safety grade of C, scored across five risk criteria. Below: where XAUT earns more — and where it earns safer.
OKX Earn B Yield source: Exchange Earn
Where else XAUT earns
Bybit Earn pays 1.0 % on XAUT. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Bybit Earn (this page) | 1.0 % | Flexible | C |
 CoinDepo | 17 % | Flexible | F |
| OKX Earn | 11 % | Flexible | B |
 Bitfinex | 8.64 % | Earn | D |
 Bitget Earn | 2.76 % | Flexible | A |
 Gate.io Earn | 0.86 % | Flexible | B |
Bybit Earn is graded C. If safety matters more than a few extra basis points, Bitget Earn earns XAUT at a higher grade (A).
Why Bybit Earn is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓ Regulation
Full UAE Virtual Asset Platform Operator License from the SCA (Oct 2025); also holds a provisional Dubai VARA license. Source →
- ✗ Proof-of-Reserves
Publishes annual Big Four audits, but no independent Merkle-tree PoR on the site. Latest audit: October 2025. Source →
- ✓ Flexible withdrawal
All Earn products are Flexible (withdraw any time). Locked products are tagged separately with higher rates. Source 1 → Source 2 →
- ✓ Insurance Fund
Insurance fund of $400M+, updated monthly, public report. Source →
- ✗ Track record (2+ years incident-free)
Operating since 2018. In February 2025 suffered the largest exchange hack in history — Lazarus Group (North Korea) stole ~$1.5B in ETH from its cold wallet. Bybit covered the shortfall within ~72 hours (bridge loans, >100% reserves re-verified) and users were kept whole. Source 1 → Source 2 →
XAUT rate history on Bybit Earn
Bybit Earn has not changed its XAUT rate once in the 51 days we have been recording it — the number you see today is the number it has always paid.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How XAUT yields moved across exchanges
from 2026-05-25 to 2026-07-29
Among the 9 venues we have XAUT history for, Bybit Earn currently sits at #6 by rate — with 51 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from Bybit Earn
How XAUT earns on Bybit Earn
When you deposit XAUT into Bybit Earn's earn product you receive 1.0 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Bybit Earn carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on XAUT move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.