YieldCompare · head to head
Bitstamp vs CoinEx Earn
Asset-by-asset comparison of rates and risk profiles
Short answer
Bitstamp is the safer of the two: it passes 4 of our five public safety checks, while CoinEx Earn passes 2.
On rates, the highest advertised APY is 3.1 % at Bitstamp and 2.0 % at CoinEx Earn. Base rates only, no promo tiers.
Bitstamp
Safety grade B
5 checks ✓ ✗ ✓ ✓ ✓
USDT —
BTC —
ETH 3.1 %
Top product ETH · 3.1 %
Products tracked 2
Coins tracked 2
Jurisdiction Luxembourg (MiCA) + UK FCA + US NYDFS BitLicense
Founded 2011
Min deposit $1
Open Bitstamp → 
CoinEx Earn
Safety grade D
5 checks ✗ ✓ ✓ ✗ ✗
USDT 1.0 %
BTC 0.5 %
ETH 1.5 %
Top product USDC · 2.0 %
Products tracked 4
Coins tracked 4
Jurisdiction Hong Kong (ViaBTC Group)
Founded 2017
Min deposit $1
Open CoinEx Earn → Safety — check by check
| Check | B Bitstamp | D CoinEx Earn |
|---|---|---|
| Regulation | ✓ | ✗ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 4/5 · B | 2/5 · D |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.