CoinEx Earn

CoinEx paid the highest stablecoin rates on our board through June 2026 — 13.21% on USDT. Five weeks later it pays 3.3%. Nothing about its risk profile changed in between, and that is the most useful thing this page can tell you: the premium you were being paid for carrying CoinEx's risk has largely gone, while the risk itself has not.

The reasons for the D grade are concrete. It's operated by ViaBTC Group out of Hong Kong with no licensing from a major regulator; it has no real insurance fund (only small fee-funded buffers); and in September 2023 it was hit by a hot-wallet hack of roughly $70M (attributed to the Lazarus group). It does publish Merkle-tree proof-of-reserves (audited by SlowMist), which is the one bright spot — but proof-of-reserves on a date doesn't offset missing regulation, no insurance, and a recent major breach.

That collapse is worth sitting with. In June, CoinEx's BTC and ETH paid above 10%, high enough that we flagged them as promotional rather than base rates; today they pay 0.54% and 1.64%. A rate that falls four-fold in five weeks was never a base rate you could plan around. Whatever CoinEx pays on the day you read this, treat it as the high-risk end of the spectrum and check it yourself before depositing. This review is not investment advice.

CoinEx Earn is flexible from $1. Today it pays 3.3% on USDT and 2.92% on USDC — ordinary rates, on a venue that is not an ordinary risk.

That is the whole argument for reading a rate next to a grade rather than on its own. Through June the same product paid over 13%, which was compensation for a venue with no major-jurisdiction licence and a 2023 hack behind it. The compensation has largely gone; the licence and the hack have not. Rates here move fast, so verify on CoinEx before depositing, and never deposit more than you can afford to lose.