Yield
USDC on Bitunix
Bitunix pays 1.91 % APY on USD Coin (USDC) as a Flexible rate. On YieldScope Bitunix carries a safety grade of C, scored across five risk criteria. Below: where USDC earns more — and where it earns safer.
WhiteBIT B Yield source: Exchange Earn
Where else USDC earns
Bitunix pays 1.91 % on USDC. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Bitunix (this page) | 1.91 % | Flexible | C |
 Lune.fi | 29.5 % | 🔒 360d lock | F |
| Lune.fi | 18 % | Flexible | F |
 CoinDepo | 17 % | Flexible | F |
 Nebeus | 12 % | 🔒 120d lock | D |
 YouHodler | 12 % | Flexible | F |
Bitunix is graded C. If safety matters more than a few extra basis points, WhiteBIT earns USDC at a higher grade (B).
Why Bitunix is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗
Regulation
No licence from a financial regulator found. Bitunix's legal statement names no licence or regulator, and it does not serve the US, Canada, Singapore, Hong Kong or the UAE. Money-services registrations in the US and Canada reported by review sites would not change this: they are anti-money-laundering registrations, not licences. Source 1 → Source 2 →
- ✓
Proof-of-Reserves
Merkle-tree proof of reserves with an open-source verifier. The audit of 1 September 2026: BTC 135%, ETH 108%, USDT 104%. Published by Bitunix itself; no USDC ratio is shown. Source →
- ✓
Flexible withdrawal
Easy Earn flexible products can be redeemed at any time; fixed terms (e.g. USDT 180 days) are separate products. Source →
- ✗
Insurance Fund
Bitunix advertises "1:1 reserves + $5M insurance". A $5M cover is far below the $100M this check requires, and we found no public protection fund of that size. Source →
- ✓
Track record (2+ years incident-free)
Operating since 2021. We found no hack or loss of client funds on record. Source 1 → Source 2 →
How USDC yields moved across exchanges
from 2026-05-25 to 2026-09-26
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How USDC earns on Bitunix
When you deposit USDC into Bitunix's earn product you receive 1.91 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Bitunix carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on USDC move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.