Yield
USD1 on MEXC Earn
MEXC Earn pays 2.0 % APY on USD1 (USD1) as a Flexible rate. On YieldScope MEXC Earn carries a safety grade of C, scored across five risk criteria. Below: where USD1 earns more — and where it earns safer.
Bitget Earn A Yield source: Exchange Earn
Where else USD1 earns
MEXC Earn currently has the top USD1 rate we track. Here's the rest of the field, ranked by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| MEXC Earn (this page) | 2.0 % | Flexible | C |
| Bitget Earn | 1.0 % | Flexible | A |
 Binance Earn | 0.53 % | Flexible | C |
 Bybit Earn | 0.5 % | Flexible | C |
 Gate.io Earn | 0.26 % | Flexible | B |
MEXC Earn is graded C. If safety matters more than a few extra basis points, Bitget Earn earns USD1 at a higher grade (A).
Why MEXC Earn is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗ Regulation
Operates without licenses from major regulators. Warnings from Japan (JFSA), Germany (BaFin), Hong Kong (SFC); Estonian license revoked (2023). Barred from serving EU clients as of July 1, 2026 — no MiCA CASP authorisation. Source 1 → Source 2 →
- ✓ Proof-of-Reserves
Merkle-tree PoR since 2023; monthly Hacken audits since November 2025. Asset coverage above 100% (Feb 2026: BTC 267%). Source →
- ✓ Flexible withdrawal
Flexible Savings — withdraw any time without penalty, interest accrues daily. Source 1 → Source 2 →
- ✓ Insurance Fund
$100M Guardian Fund covering hacks and security incidents, wallets are public. Source →
- ✗ Track record (2+ years incident-free)
Several public scandals over forced freezing of traders' funds ("clawbacks", the $3.1M White Whale case, 2024–2025). No major hacks. Source →
USD1 rate history on MEXC Earn
MEXC Earn has not changed its USD1 rate once in the 39 days we have been recording it — the number you see today is the number it has always paid.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How USD1 yields moved across exchanges
from 2026-05-25 to 2026-07-29
Among the 5 venues we have USD1 history for, MEXC Earn currently sits at #1 by rate — with 39 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from MEXC Earn
How USD1 earns on MEXC Earn
When you deposit USD1 into MEXC Earn's earn product you receive 2.0 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. MEXC Earn carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on USD1 move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.