Compare · head to head
Nexo vs Toobit
Asset-by-asset comparison of rates and risk profiles
Short answer
Neither is safer on our checks — Nexo and Toobit both pass 3 of five.
On rates, the highest advertised APY is 8.0 % at Nexo and 12 % at Toobit. Base rates only, no promo tiers.
Nexo
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.35 %
ETH 2.25 %
Top product DOT · 8.0 %
Products tracked 30
Coins tracked 30
Jurisdiction EU (Lithuania), Switzerland
Founded 2018
Min deposit $1
Open Nexo → Toobit
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT 3.1 %
BTC 0.15 %
ETH 1.5 %
Top product KITE · 12 %
Products tracked 41
Coins tracked 41
Jurisdiction Cayman Islands; EU clients contract with Elyndret Sp. z o.o. (Poland)
Founded 2022
Min deposit $0
Open Toobit → Coin by coin
Shared coins, side by side
| Asset | Nexo | Toobit | Winner |
|---|---|---|---|
| DOT | 8.0 % | 2.0 % | ★ Nexo |
| ATOM | 6.0 % | 3.0 % | ★ Nexo |
| TRX | 4.0 % | 4.0 % | = Tie |
| LTC | 3.5 % | 1.1 % | ★ Nexo |
| SOL | 3.5 % | 3.0 % | ★ Nexo |
| NEAR | 3.25 % | 3.0 % | ★ Nexo |
| XRP | 3.15 % | 0.5 % | ★ Nexo |
| AVAX | 3.0 % | 2.0 % | ★ Nexo |
| BNB | 3.0 % | 1.0 % | ★ Nexo |
| ADA | 2.75 % | 2.0 % | ★ Nexo |
| ETH | 2.25 % | 1.5 % | ★ Nexo |
| XAUT | 1.0 % | 2.0 % | ★ Toobit |
| POL | 0.9 % | 2.0 % | ★ Toobit |
| LINK | 1.75 % | 0.4 % | ★ Nexo |
| BTC | 1.35 % | 0.15 % | ★ Nexo |
| PAXG | 0.5 % | 1.0 % | ★ Toobit |
| ARB | 0.75 % | 0.26 % | ★ Nexo |
| KITE | — | 12 % | ★ Toobit |
| KSM | 7.0 % | — | ★ Nexo |
| AXS | 5.5 % | — | ★ Nexo |
| ZAMA | — | 5.0 % | ★ Toobit |
| BCH | 4.0 % | — | ★ Nexo |
| XLM | 4.0 % | — | ★ Nexo |
| TRUMP | — | 4.0 % | ★ Toobit |
| USDT | — | 3.1 % | ★ Toobit |
| A | 3.0 % | — | ★ Nexo |
| NEXO | 3.0 % | — | ★ Nexo |
| BONK | — | 3.0 % | ★ Toobit |
| CAKE | — | 3.0 % | ★ Toobit |
| COAI | — | 3.0 % | ★ Toobit |
| USDC | — | 2.5 % | ★ Toobit |
| APE | 2.25 % | — | ★ Nexo |
| APT | — | 2.2 % | ★ Toobit |
| CRV | — | 2.1 % | ★ Toobit |
| S | 1.75 % | — | ★ Nexo |
| GRAM | — | 1.5 % | ★ Toobit |
| WLFI | — | 1.5 % | ★ Toobit |
| XPL | — | 1.5 % | ★ Toobit |
| WBTC | 1.35 % | — | ★ Nexo |
| SUI | — | 1.2 % | ★ Toobit |
| ASTER | — | 1.1 % | ★ Toobit |
| GRT | 1.0 % | — | ★ Nexo |
| INJ | 1.0 % | — | ★ Nexo |
| TIA | 1.0 % | — | ★ Nexo |
| UNI | — | 1.0 % | ★ Toobit |
| HBAR | — | 0.6 % | ★ Toobit |
| OP | — | 0.6 % | ★ Toobit |
| SAND | — | 0.6 % | ★ Toobit |
| DOGE | — | 0.5 % | ★ Toobit |
| ONDO | — | 0.5 % | ★ Toobit |
| PEPE | — | 0.5 % | ★ Toobit |
| ETC | — | 0.35 % | ★ Toobit |
| AAVE | 0.25 % | — | ★ Nexo |
| SHIB | — | 0.2 % | ★ Toobit |
Safety — check by check
| Check | C Nexo | C Toobit |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✓ |
| Score | 3/5 · C | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.