YieldCompare · head to head
Nexo vs YouHodler
Asset-by-asset comparison of rates and risk profiles
Short answer
Nexo is the safer of the two: it passes 3 of our five public safety checks, while YouHodler passes 0.
On rates, the highest advertised APY is 8.0 % at Nexo and 12 % at YouHodler. Base rates only, no promo tiers.
Nexo
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.35 %
ETH 2.25 %
Top product DOT · 8.0 %
Products tracked 30
Coins tracked 30
Jurisdiction EU (Lithuania), Switzerland
Founded 2018
Min deposit $1
Open Nexo → 
YouHodler
Safety grade F
5 checks ✗ ✗ ✗ ✗ ✗
USDT 12 %
BTC 7.0 %
ETH 11 %
Top product USDC · 12 %
Products tracked 10
Coins tracked 10
Jurisdiction Switzerland (YouHodler SA, Lausanne; group co. Naumard Ltd, Cyprus)
Founded 2018
Min deposit $100
Open YouHodler → Coin by coin
Shared coins, side by side
| Asset | Nexo | YouHodler | Winner |
|---|---|---|---|
| TRX | 4.0 % | 11 % | ★ YouHodler |
| SOL | 3.5 % | 11 % | ★ YouHodler |
| XRP | 3.15 % | 11 % | ★ YouHodler |
| ADA | 2.75 % | 11 % | ★ YouHodler |
| ETH | 2.25 % | 11 % | ★ YouHodler |
| LINK | 1.75 % | 11 % | ★ YouHodler |
| BTC | 1.35 % | 7.0 % | ★ YouHodler |
| USDC | — | 12 % | ★ YouHodler |
| USDT | — | 12 % | ★ YouHodler |
| DOGE | — | 11 % | ★ YouHodler |
| DOT | 8.0 % | — | ★ Nexo |
| KSM | 7.0 % | — | ★ Nexo |
| ATOM | 6.0 % | — | ★ Nexo |
| AXS | 5.5 % | — | ★ Nexo |
| BCH | 4.0 % | — | ★ Nexo |
| XLM | 4.0 % | — | ★ Nexo |
| LTC | 3.5 % | — | ★ Nexo |
| NEAR | 3.25 % | — | ★ Nexo |
| A | 3.0 % | — | ★ Nexo |
| AVAX | 3.0 % | — | ★ Nexo |
| BNB | 3.0 % | — | ★ Nexo |
| NEXO | 3.0 % | — | ★ Nexo |
| APE | 2.25 % | — | ★ Nexo |
| S | 1.75 % | — | ★ Nexo |
| WBTC | 1.35 % | — | ★ Nexo |
| GRT | 1.0 % | — | ★ Nexo |
| INJ | 1.0 % | — | ★ Nexo |
| TIA | 1.0 % | — | ★ Nexo |
| XAUT | 1.0 % | — | ★ Nexo |
| POL | 0.9 % | — | ★ Nexo |
| ARB | 0.75 % | — | ★ Nexo |
| PAXG | 0.5 % | — | ★ Nexo |
| AAVE | 0.25 % | — | ★ Nexo |
Safety — check by check
| Check | C Nexo | F YouHodler |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✗ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 3/5 · C | 0/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.