Yield
U on Gate.io Earn
Gate.io Earn pays 0.1 % APY on United Stables (U) as a Flexible rate. On YieldScope Gate.io Earn carries a safety grade of B, scored across five risk criteria. Below: where U earns more — and where it earns safer.
Binance Earn C Yield source: Exchange Earn
Where else U earns
Gate.io Earn pays 0.1 % on U. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Gate.io Earn (this page) | 0.1 % | Flexible | B |
| Binance Earn | 0.55 % | Flexible | C |
Why Gate.io Earn is graded B
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓ Regulation
One of the broadest license sets among independent exchanges — Malta (MFSA Class 4 VFA), Dubai VARA (full operating), Hong Kong (TCSP), Italy (OAM VASP), Bahamas (SCB). Source →
- ✓ Proof-of-Reserves
Publishes PoR with ZK-proofs and Merkle-tree, audited by Hacken. Sep 2025: $12B reserves, 123.98% coverage (BTC 137.69%, ETH 121.36%). Source →
- ✓ Flexible withdrawal
Simple Earn Flexible with no lock period. Fixed-term products are clearly timed. No withdrawal complaints. Source 1 → Source 2 →
- ✓ Insurance Fund
SAFU fund of $100M+ plus Gate Shield Fund. Not third-party insured, but of public size. Source →
- ✗ Track record (2+ years incident-free)
2018 incident (~$234M, tied to predecessor Bter.com — details disputed). No major confirmed incidents since 2022; holds ISO 27001. Source →
U rate history on Gate.io Earn
Gate.io Earn has not changed its U rate once in the 37 days we have been recording it — the number you see today is the number it has always paid.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How U yields moved across exchanges
from 2026-06-09 to 2026-07-29
Among the 3 venues we have U history for, Gate.io Earn currently sits at #3 by rate — with 37 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from Gate.io Earn
How U earns on Gate.io Earn
When you deposit U into Gate.io Earn's earn product you receive 0.1 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Gate.io Earn carries a YieldScope safety grade of B, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on U move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.