Yield 2.25 % savings account
checked 2026-08-18 · the bank's own page →
Bank savings rates in Germany
4 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.
The highest rate you can get in Germany without conditions is 2.25 % at Trade Republic, as of our last check.
1.5 % savings account
advertises 1.75 % — bundled with a Giro account
1.75% only if you open a Girokonto at the same time (plus a bonus of up to €100); 1.5% is a promotional rate for new clients.
checked 2026-08-30 · the bank's own page →
ING Deutschland 0.75 % savings account
advertises 3.75 % — first 4 months
3.20% only on a first Extra-Konto and only for 4 months; 3.75% if opened together with a Girokonto (promo until 30.09.2026, plus €200).
checked 2026-08-30 · the bank's own page →
N26 0.25 % savings account
advertises 1.5 % — with a paid plan
1.50% only on the N26 Metal plan; the free plan pays 0.25%.
checked 2026-08-18 · the bank's own page →
Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.