Yield
OCBC 360 Account 1.95 % savings account
advertises 4.45 % — salary + spending
on the first S$100,000, with salary credit, saving and spending
checked 2026-08-16 · the bank's own page →
Bank savings rates in Singapore
2 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.
The highest rate you can get in Singapore without conditions is 1.95 % at OCBC 360 Account, as of our last check.
OCBC 360 Account 
Trust Bank 0.05 % savings account
advertises 2.4 % — for picking bonus options
2.40% if you pick three bonuses out of eight and meet their conditions.
checked 2026-08-16 · the bank's own page →
Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.