5 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.
The highest rate you can get in Indonesia without conditions is 3.75 % at blu by BCA Digital, as of our last check.
blu by BCA Digital advertises 4.75 % — срочный вклад bluDeposit, «до»
Ставка не текущего счёта, а срочного вклада bluDeposit, и это потолок вилки: банк пишет «suku bunga hingga 4,75% p.a» — «до 4,75%» по разным срокам и типам (Non-ARO, ARO, ARO+). Показательно, что собственный калькулятор на той же странице считает доход по 3,5%. Открыть можно от 1 млн рупий.
checked 2026-08-18 · the bank's own page →
SeaBank checked 2026-08-18 · the bank's own page →
advertises 3.5 % — condition not yet verified
the ARO+ rate requires placing Rp 2bn or more — a large balance, so it does not count towards the realistic rate
checked 2026-08-18 · the bank's own page →
checked 2026-08-18 · the bank's own page →
checked 2026-08-18 · the bank's own page →
Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.
Yield