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Bank savings rates in France

2 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.

The highest rate you can get in France without conditions is 1.6 % at Fortuneo, as of our last check.

Fortuneo
1.6 % savings account

advertises 5 % — first 4 months

5% a year only for the first 4 months, only on a first Livret + and only up to €100,000; promo runs 24.08–30.09.2026.

checked 2026-08-30 · the bank's own page →

BoursoBank
1.5 % savings account

advertises 2.5 % — with a paid plan

2.50% only with a paid 'Offre METAL' subscription.

checked 2026-08-30 · the bank's own page →

Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.

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