YieldCompare · head to head
Bitunix vs Lune.fi
Asset-by-asset comparison of rates and risk profiles
Short answer
Bitunix is the safer of the two: it passes 3 of our five public safety checks, while Lune.fi passes 1.
On rates, the highest advertised APY is 3.5 % at Bitunix and 29.5 % at Lune.fi. Base rates only, no promo tiers.
Bitunix
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT 2.53 %
BTC 0.12 %
ETH 1.3 %
Top product TRX · 3.5 %
Products tracked 33
Coins tracked 33
Jurisdiction Not stated by Bitunix; CoinGecko lists Saint Vincent and the Grenadines
Founded 2021
Min deposit $0
Open Bitunix → 
Lune.fi
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT 29.5 %
BTC 21.5 %
ETH 21.5 %
Top product USDC · 29.5 %
Products tracked 8
Coins tracked 4
Jurisdiction Seychelles (Lune International Holdings LTD, IBC 250439 — claimed by the venue, not publicly verifiable)
Founded 2021
Min deposit $10
Open Lune.fi → Coin by coin
Shared coins, side by side
| Asset | Bitunix | Lune.fi | Winner |
|---|---|---|---|
| USDT | 2.53 % | 29.5 % | ★ Lune.fi |
| USDC | 1.91 % | 29.5 % | ★ Lune.fi |
| ETH | 1.3 % | 21.5 % | ★ Lune.fi |
| BTC | 0.12 % | 21.5 % | ★ Lune.fi |
| TRX | 3.5 % | — | ★ Bitunix |
| SOL | 2.6 % | — | ★ Bitunix |
| ATOM | 2.32 % | — | ★ Bitunix |
| NEAR | 2.05 % | — | ★ Bitunix |
| APT | 2.0 % | — | ★ Bitunix |
| DOT | 1.67 % | — | ★ Bitunix |
| XAUT | 1.5 % | — | ★ Bitunix |
| AVAX | 1.41 % | — | ★ Bitunix |
| CRV | 1.36 % | — | ★ Bitunix |
| GRAM | 1.2 % | — | ★ Bitunix |
| ADA | 1.0 % | — | ★ Bitunix |
| ASTER | 1.0 % | — | ★ Bitunix |
| LTC | 1.0 % | — | ★ Bitunix |
| WLFI | 1.0 % | — | ★ Bitunix |
| XPL | 1.0 % | — | ★ Bitunix |
| SUI | 0.97 % | — | ★ Bitunix |
| POL | 0.86 % | — | ★ Bitunix |
| BNB | 0.5 % | — | ★ Bitunix |
| CRO | 0.5 % | — | ★ Bitunix |
| HBAR | 0.5 % | — | ★ Bitunix |
| OP | 0.5 % | — | ★ Bitunix |
| XRP | 0.36 % | — | ★ Bitunix |
| DOGE | 0.3 % | — | ★ Bitunix |
| HYPE | 0.3 % | — | ★ Bitunix |
| LINK | 0.3 % | — | ★ Bitunix |
| XDC | 0.3 % | — | ★ Bitunix |
| PAXG | 0.2 % | — | ★ Bitunix |
| ARB | 0.16 % | — | ★ Bitunix |
| SHIB | 0.1 % | — | ★ Bitunix |
Safety — check by check
| Check | C Bitunix | F Lune.fi |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 3/5 · C | 1/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.