YieldCompare · head to head
Bitfinex vs Coinbase Earn
Asset-by-asset comparison of rates and risk profiles
Short answer
Coinbase Earn is the safer of the two: it passes 5 of our five public safety checks, while Bitfinex passes 2.
On rates, the highest advertised APY is 18.2 % at Bitfinex and 13.3 % at Coinbase Earn. Base rates only, no promo tiers.
Bitfinex
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 7.55 %
BTC —
ETH —
Top product XLM · 18.2 %
Products tracked 16
Coins tracked 16
Jurisdiction British Virgin Islands
Founded 2012
Min deposit $1
Open Bitfinex → 
Coinbase Earn
Safety grade A
5 checks ✓ ✓ ✓ ✓ ✓
USDT —
BTC —
ETH 1.69 %
Top product ATOM · 13.3 %
Products tracked 7
Coins tracked 7
Jurisdiction USA (NASDAQ:COIN), Ireland (CB Europe)
Founded 2012
Min deposit $1
Open Coinbase Earn → Coin by coin
Shared coins, side by side
| Asset | Bitfinex | Coinbase Earn | Winner |
|---|---|---|---|
| AVAX | 16.4 % | 3.43 % | ★ Bitfinex |
| ADA | 7.23 % | 1.36 % | ★ Bitfinex |
| SOL | 3.69 % | 3.4 % | ★ Bitfinex |
| XLM | 18.2 % | — | ★ Bitfinex |
| ETC | 17.1 % | — | ★ Bitfinex |
| ATOM | — | 13.3 % | ★ Coinbase Earn |
| USDT | 7.55 % | — | ★ Bitfinex |
| FIL | 7.31 % | — | ★ Bitfinex |
| BCH | 7.0 % | — | ★ Bitfinex |
| XAUT | 5.44 % | — | ★ Bitfinex |
| SUI | 5.0 % | — | ★ Bitfinex |
| UNI | 4.62 % | — | ★ Bitfinex |
| DASH | 4.49 % | — | ★ Bitfinex |
| SHIB | 3.65 % | — | ★ Bitfinex |
| ZEC | 3.28 % | — | ★ Bitfinex |
| XMR | 2.92 % | — | ★ Bitfinex |
| XTZ | — | 2.81 % | ★ Coinbase Earn |
| DOT | — | 2.01 % | ★ Coinbase Earn |
| LINK | 1.87 % | — | ★ Bitfinex |
| ETH | — | 1.69 % | ★ Coinbase Earn |
Safety — check by check
| Check | D Bitfinex | A Coinbase Earn |
|---|---|---|
| Regulation | ✗ | ✓ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✓ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 2/5 · D | 5/5 · A |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.