YieldCompare · head to head
LBank vs Uphold
Asset-by-asset comparison of rates and risk profiles
Short answer
Uphold is the safer of the two: it passes 4 of our five public safety checks, while LBank passes 2.
On rates, the highest advertised APY is 9.0 % at LBank and 11.6 % at Uphold. Base rates only, no promo tiers.
LBank
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 2.9 %
BTC 0.15 %
ETH 1.4 %
Top product TRX · 9.0 %
Products tracked 15
Coins tracked 15
Jurisdiction British Virgin Islands (governing law of LBank's user agreement)
Founded 2015
Min deposit $0
Open LBank → 
Uphold
Safety grade B
5 checks ✓ ✓ ✓ ✗ ✓
USDT —
BTC —
ETH 0.67 %
Top product ATOM · 11.6 %
Products tracked 22
Coins tracked 22
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → Coin by coin
Shared coins, side by side
| Asset | LBank | Uphold | Winner |
|---|---|---|---|
| SOL | 3.0 % | 1.64 % | ★ LBank |
| NEAR | 2.0 % | 1.41 % | ★ LBank |
| POL | 1.5 % | 1.78 % | ★ Uphold |
| ETH | 1.4 % | 0.67 % | ★ LBank |
| ADA | 1.3 % | 0.99 % | ★ LBank |
| SUI | 1.0 % | 0.46 % | ★ LBank |
| ATOM | — | 11.6 % | ★ Uphold |
| TRX | 9.0 % | — | ★ LBank |
| USDD | 5.0 % | — | ★ LBank |
| INJ | — | 4.86 % | ★ Uphold |
| AXL | — | 4.26 % | ★ Uphold |
| CSPR | — | 3.29 % | ★ Uphold |
| CCD | — | 3.25 % | ★ Uphold |
| AVAX | — | 3.19 % | ★ Uphold |
| USDC | 3.1 % | — | ★ LBank |
| GRAM | 3.0 % | — | ★ LBank |
| USDT | 2.9 % | — | ★ LBank |
| USDY | 2.5 % | — | ★ LBank |
| DOT | — | 1.81 % | ★ Uphold |
| TAO | — | 1.59 % | ★ Uphold |
| ALGO | — | 1.51 % | ★ Uphold |
| SEI | 1.5 % | — | ★ LBank |
| HYPE | 1.2 % | — | ★ LBank |
| XTZ | — | 1.15 % | ★ Uphold |
| ROSE | — | 0.99 % | ★ Uphold |
| XDC | — | 0.85 % | ★ Uphold |
| APT | — | 0.58 % | ★ Uphold |
| KSM | — | 0.44 % | ★ Uphold |
| HBAR | — | 0.33 % | ★ Uphold |
| FLR | — | 0.22 % | ★ Uphold |
| BTC | 0.15 % | — | ★ LBank |
Safety — check by check
| Check | D LBank | B Uphold |
|---|---|---|
| Regulation | ✗ | ✓ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 2/5 · D | 4/5 · B |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.