YieldCompare · head to head
BingX Earn vs Bitfinex
Asset-by-asset comparison of rates and risk profiles
Short answer
BingX Earn is the safer of the two: it passes 4 of our five public safety checks, while Bitfinex passes 2.
On rates, the highest advertised APY is 1.0 % at BingX Earn and 18.2 % at Bitfinex. Base rates only, no promo tiers.
BingX Earn
Safety grade B
5 checks ✓ ✓ ✓ ✓ ✗
USDT 1.0 %
BTC 0.1 %
ETH 0.3 %
Top product USDT · 1.0 %
Products tracked 19
Coins tracked 19
Jurisdiction British Virgin Islands
Founded 2018
Min deposit $1
Open BingX Earn → 
Bitfinex
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 7.55 %
BTC —
ETH —
Top product XLM · 18.2 %
Products tracked 16
Coins tracked 16
Jurisdiction British Virgin Islands
Founded 2012
Min deposit $1
Open Bitfinex → Coin by coin
Shared coins, side by side
| Asset | BingX Earn | Bitfinex | Winner |
|---|---|---|---|
| AVAX | 0.01 % | 16.4 % | ★ Bitfinex |
| USDT | 1.0 % | 7.55 % | ★ Bitfinex |
| ADA | 0.01 % | 7.23 % | ★ Bitfinex |
| BCH | 0.01 % | 7.0 % | ★ Bitfinex |
| SUI | 0.05 % | 5.0 % | ★ Bitfinex |
| SOL | 0.3 % | 3.69 % | ★ Bitfinex |
| SHIB | 0.01 % | 3.65 % | ★ Bitfinex |
| LINK | 0.01 % | 1.87 % | ★ Bitfinex |
| XLM | — | 18.2 % | ★ Bitfinex |
| ETC | — | 17.1 % | ★ Bitfinex |
| FIL | — | 7.31 % | ★ Bitfinex |
| XAUT | — | 5.44 % | ★ Bitfinex |
| UNI | — | 4.62 % | ★ Bitfinex |
| DASH | — | 4.49 % | ★ Bitfinex |
| ZEC | — | 3.28 % | ★ Bitfinex |
| XMR | — | 2.92 % | ★ Bitfinex |
| USDC | 0.4 % | — | ★ BingX Earn |
| ETH | 0.3 % | — | ★ BingX Earn |
| BTC | 0.1 % | — | ★ BingX Earn |
| BNB | 0.01 % | — | ★ BingX Earn |
| DOGE | 0.01 % | — | ★ BingX Earn |
| KAS | 0.01 % | — | ★ BingX Earn |
| LTC | 0.01 % | — | ★ BingX Earn |
| NEAR | 0.01 % | — | ★ BingX Earn |
| ONDO | 0.01 % | — | ★ BingX Earn |
| PEPE | 0.01 % | — | ★ BingX Earn |
| XRP | 0.01 % | — | ★ BingX Earn |
Safety — check by check
| Check | B BingX Earn | D Bitfinex |
|---|---|---|
| Regulation | ✓ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✓ |
| Score | 4/5 · B | 2/5 · D |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.