YieldCompare · head to head
BingX Earn vs HTX
Asset-by-asset comparison of rates and risk profiles
Short answer
BingX Earn is the safer of the two: it passes 4 of our five public safety checks, while HTX passes 3.
On rates, the highest advertised APY is 1.0 % at BingX Earn and 10 % at HTX. Base rates only, no promo tiers.
BingX Earn
Safety grade B
5 checks ✓ ✓ ✓ ✓ ✗
USDT 1.0 %
BTC 0.1 %
ETH 0.3 %
Top product USDT · 1.0 %
Products tracked 19
Coins tracked 19
Jurisdiction British Virgin Islands
Founded 2018
Min deposit $1
Open BingX Earn → 
HTX
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.5 %
ETH —
Top product HYPE · 10 %
Products tracked 22
Coins tracked 22
Jurisdiction Seychelles (Huobi Global S.A.)
Founded 2013
Min deposit $0
Open HTX → Coin by coin
Shared coins, side by side
| Asset | BingX Earn | HTX | Winner |
|---|---|---|---|
| BCH | 0.01 % | 5.0 % | ★ HTX |
| BNB | 0.01 % | 5.0 % | ★ HTX |
| LTC | 0.01 % | 3.0 % | ★ HTX |
| BTC | 0.1 % | 1.5 % | ★ HTX |
| SUI | 0.05 % | 1.5 % | ★ HTX |
| DOGE | 0.01 % | 1.0 % | ★ HTX |
| LINK | 0.01 % | 1.0 % | ★ HTX |
| SHIB | 0.01 % | 1.0 % | ★ HTX |
| XRP | 0.01 % | 1.0 % | ★ HTX |
| ONDO | 0.01 % | 0.3 % | ★ HTX |
| HYPE | — | 10 % | ★ HTX |
| BTW | — | 5.0 % | ★ HTX |
| M | — | 5.0 % | ★ HTX |
| USDS | — | 5.0 % | ★ HTX |
| ZEC | — | 5.0 % | ★ HTX |
| USDD | — | 4.0 % | ★ HTX |
| AAVE | — | 3.0 % | ★ HTX |
| USDT | 1.0 % | — | ★ BingX Earn |
| ENA | — | 1.0 % | ★ HTX |
| HBAR | — | 1.0 % | ★ HTX |
| UNI | — | 1.0 % | ★ HTX |
| XLM | — | 1.0 % | ★ HTX |
| XMR | — | 1.0 % | ★ HTX |
| USDC | 0.4 % | — | ★ BingX Earn |
| ETH | 0.3 % | — | ★ BingX Earn |
| SOL | 0.3 % | — | ★ BingX Earn |
| ADA | 0.01 % | — | ★ BingX Earn |
| AVAX | 0.01 % | — | ★ BingX Earn |
| KAS | 0.01 % | — | ★ BingX Earn |
| NEAR | 0.01 % | — | ★ BingX Earn |
| PEPE | 0.01 % | — | ★ BingX Earn |
Safety — check by check
| Check | B BingX Earn | C HTX |
|---|---|---|
| Regulation | ✓ | ✗ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✓ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 4/5 · B | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.