YieldCompare · head to head
Bitfinex vs HTX
Asset-by-asset comparison of rates and risk profiles
Short answer
HTX is the safer of the two: it passes 3 of our five public safety checks, while Bitfinex passes 2.
On rates, the highest advertised APY is 18.2 % at Bitfinex and 10 % at HTX. Base rates only, no promo tiers.
Bitfinex
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 7.55 %
BTC —
ETH —
Top product XLM · 18.2 %
Products tracked 16
Coins tracked 16
Jurisdiction British Virgin Islands
Founded 2012
Min deposit $1
Open Bitfinex → 
HTX
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.5 %
ETH —
Top product HYPE · 10 %
Products tracked 22
Coins tracked 22
Jurisdiction Seychelles (Huobi Global S.A.)
Founded 2013
Min deposit $0
Open HTX → Coin by coin
Shared coins, side by side
| Asset | Bitfinex | HTX | Winner |
|---|---|---|---|
| XLM | 18.2 % | 1.0 % | ★ Bitfinex |
| BCH | 7.0 % | 5.0 % | ★ Bitfinex |
| SUI | 5.0 % | 1.5 % | ★ Bitfinex |
| ZEC | 3.28 % | 5.0 % | ★ HTX |
| UNI | 4.62 % | 1.0 % | ★ Bitfinex |
| SHIB | 3.65 % | 1.0 % | ★ Bitfinex |
| XMR | 2.92 % | 1.0 % | ★ Bitfinex |
| LINK | 1.87 % | 1.0 % | ★ Bitfinex |
| ETC | 17.1 % | — | ★ Bitfinex |
| AVAX | 16.4 % | — | ★ Bitfinex |
| HYPE | — | 10 % | ★ HTX |
| USDT | 7.55 % | — | ★ Bitfinex |
| FIL | 7.31 % | — | ★ Bitfinex |
| ADA | 7.23 % | — | ★ Bitfinex |
| XAUT | 5.44 % | — | ★ Bitfinex |
| BNB | — | 5.0 % | ★ HTX |
| BTW | — | 5.0 % | ★ HTX |
| M | — | 5.0 % | ★ HTX |
| USDS | — | 5.0 % | ★ HTX |
| DASH | 4.49 % | — | ★ Bitfinex |
| USDD | — | 4.0 % | ★ HTX |
| SOL | 3.69 % | — | ★ Bitfinex |
| AAVE | — | 3.0 % | ★ HTX |
| LTC | — | 3.0 % | ★ HTX |
| BTC | — | 1.5 % | ★ HTX |
| DOGE | — | 1.0 % | ★ HTX |
| ENA | — | 1.0 % | ★ HTX |
| HBAR | — | 1.0 % | ★ HTX |
| XRP | — | 1.0 % | ★ HTX |
| ONDO | — | 0.3 % | ★ HTX |
Safety — check by check
| Check | D Bitfinex | C HTX |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✓ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 2/5 · D | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.