YieldCompare · head to head
Bitrue vs YouHodler
Asset-by-asset comparison of rates and risk profiles
Short answer
Bitrue is the safer of the two: it passes 1 of our five public safety checks, while YouHodler passes 0.
On rates, the highest advertised APY is 3.0 % at Bitrue and 12 % at YouHodler. Base rates only, no promo tiers.
Bitrue
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT 3.0 %
BTC 0.9 %
ETH 1.5 %
Top product GRAM · 3.0 %
Products tracked 30
Coins tracked 30
Jurisdiction Singapore (Bitrue Singapore Pte. Ltd.)
Founded 2018
Min deposit $0
Open Bitrue → 
YouHodler
Safety grade F
5 checks ✗ ✗ ✗ ✗ ✗
USDT 12 %
BTC 7.0 %
ETH 11 %
Top product USDC · 12 %
Products tracked 10
Coins tracked 10
Jurisdiction Switzerland (YouHodler SA, Lausanne; group co. Naumard Ltd, Cyprus)
Founded 2018
Min deposit $100
Open YouHodler → Coin by coin
Shared coins, side by side
| Asset | Bitrue | YouHodler | Winner |
|---|---|---|---|
| USDC | 3.0 % | 12 % | ★ YouHodler |
| USDT | 3.0 % | 12 % | ★ YouHodler |
| ETH | 1.5 % | 11 % | ★ YouHodler |
| XRP | 0.7 % | 11 % | ★ YouHodler |
| SOL | 0.47 % | 11 % | ★ YouHodler |
| ADA | 0.46 % | 11 % | ★ YouHodler |
| TRX | 0.3 % | 11 % | ★ YouHodler |
| DOGE | 0.15 % | 11 % | ★ YouHodler |
| LINK | 0.15 % | 11 % | ★ YouHodler |
| BTC | 0.9 % | 7.0 % | ★ YouHodler |
| GRAM | 3.0 % | — | ★ Bitrue |
| RLUSD | 3.0 % | — | ★ Bitrue |
| USD1 | 2.8 % | — | ★ Bitrue |
| XAUT | 2.0 % | — | ★ Bitrue |
| ZEC | 1.8 % | — | ★ Bitrue |
| NEAR | 1.5 % | — | ★ Bitrue |
| XMR | 1.5 % | — | ★ Bitrue |
| AAVE | 1.0 % | — | ★ Bitrue |
| ONDO | 0.9 % | — | ★ Bitrue |
| DOT | 0.5 % | — | ★ Bitrue |
| HYPE | 0.5 % | — | ★ Bitrue |
| SUI | 0.5 % | — | ★ Bitrue |
| TAO | 0.5 % | — | ★ Bitrue |
| AVAX | 0.47 % | — | ★ Bitrue |
| BCH | 0.47 % | — | ★ Bitrue |
| LTC | 0.47 % | — | ★ Bitrue |
| UNI | 0.47 % | — | ★ Bitrue |
| HBAR | 0.3 % | — | ★ Bitrue |
| XLM | 0.23 % | — | ★ Bitrue |
| SHIB | 0.16 % | — | ★ Bitrue |
Safety — check by check
| Check | F Bitrue | F YouHodler |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✗ | ✗ |
| Flexible withdrawal | ✓ | ✗ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 1/5 · F | 0/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.