YieldCompare · head to head
Coinbase Earn vs HTX
Asset-by-asset comparison of rates and risk profiles
Short answer
Coinbase Earn is the safer of the two: it passes 5 of our five public safety checks, while HTX passes 3.
On rates, the highest advertised APY is 13.3 % at Coinbase Earn and 10 % at HTX. Base rates only, no promo tiers.
Coinbase Earn
Safety grade A
5 checks ✓ ✓ ✓ ✓ ✓
USDT —
BTC —
ETH 1.69 %
Top product ATOM · 13.3 %
Products tracked 7
Coins tracked 7
Jurisdiction USA (NASDAQ:COIN), Ireland (CB Europe)
Founded 2012
Min deposit $1
Open Coinbase Earn → 
HTX
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.5 %
ETH —
Top product HYPE · 10 %
Products tracked 22
Coins tracked 22
Jurisdiction Seychelles (Huobi Global S.A.)
Founded 2013
Min deposit $0
Open HTX → Coin by coin
Shared coins, side by side
| Asset | Coinbase Earn | HTX | Winner |
|---|---|---|---|
| ATOM | 13.3 % | — | ★ Coinbase Earn |
| HYPE | — | 10 % | ★ HTX |
| BCH | — | 5.0 % | ★ HTX |
| BNB | — | 5.0 % | ★ HTX |
| BTW | — | 5.0 % | ★ HTX |
| M | — | 5.0 % | ★ HTX |
| USDS | — | 5.0 % | ★ HTX |
| ZEC | — | 5.0 % | ★ HTX |
| USDD | — | 4.0 % | ★ HTX |
| AVAX | 3.43 % | — | ★ Coinbase Earn |
| SOL | 3.4 % | — | ★ Coinbase Earn |
| AAVE | — | 3.0 % | ★ HTX |
| LTC | — | 3.0 % | ★ HTX |
| XTZ | 2.81 % | — | ★ Coinbase Earn |
| DOT | 2.01 % | — | ★ Coinbase Earn |
| ETH | 1.69 % | — | ★ Coinbase Earn |
| BTC | — | 1.5 % | ★ HTX |
| SUI | — | 1.5 % | ★ HTX |
| ADA | 1.36 % | — | ★ Coinbase Earn |
| DOGE | — | 1.0 % | ★ HTX |
| ENA | — | 1.0 % | ★ HTX |
| HBAR | — | 1.0 % | ★ HTX |
| LINK | — | 1.0 % | ★ HTX |
| SHIB | — | 1.0 % | ★ HTX |
| UNI | — | 1.0 % | ★ HTX |
| XLM | — | 1.0 % | ★ HTX |
| XMR | — | 1.0 % | ★ HTX |
| XRP | — | 1.0 % | ★ HTX |
| ONDO | — | 0.3 % | ★ HTX |
Safety — check by check
| Check | A Coinbase Earn | C HTX |
|---|---|---|
| Regulation | ✓ | ✗ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✓ |
| Track record (2+ years incident-free) | ✓ | ✗ |
| Score | 5/5 · A | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.