YieldCompare · head to head
HTX vs LBank
Asset-by-asset comparison of rates and risk profiles
Short answer
HTX is the safer of the two: it passes 3 of our five public safety checks, while LBank passes 2.
On rates, the highest advertised APY is 10 % at HTX and 9.0 % at LBank. Base rates only, no promo tiers.
HTX
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.5 %
ETH —
Top product HYPE · 10 %
Products tracked 22
Coins tracked 22
Jurisdiction Seychelles (Huobi Global S.A.)
Founded 2013
Min deposit $0
Open HTX → 
LBank
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 2.9 %
BTC 0.15 %
ETH 1.4 %
Top product TRX · 9.0 %
Products tracked 15
Coins tracked 15
Jurisdiction British Virgin Islands (governing law of LBank's user agreement)
Founded 2015
Min deposit $0
Open LBank → Coin by coin
Shared coins, side by side
| Asset | HTX | LBank | Winner |
|---|---|---|---|
| HYPE | 10 % | 1.2 % | ★ HTX |
| USDD | 4.0 % | 5.0 % | ★ LBank |
| BTC | 1.5 % | 0.15 % | ★ HTX |
| SUI | 1.5 % | 1.0 % | ★ HTX |
| TRX | — | 9.0 % | ★ LBank |
| BCH | 5.0 % | — | ★ HTX |
| BNB | 5.0 % | — | ★ HTX |
| BTW | 5.0 % | — | ★ HTX |
| M | 5.0 % | — | ★ HTX |
| USDS | 5.0 % | — | ★ HTX |
| ZEC | 5.0 % | — | ★ HTX |
| USDC | — | 3.1 % | ★ LBank |
| AAVE | 3.0 % | — | ★ HTX |
| LTC | 3.0 % | — | ★ HTX |
| SOL | — | 3.0 % | ★ LBank |
| GRAM | — | 3.0 % | ★ LBank |
| USDT | — | 2.9 % | ★ LBank |
| USDY | — | 2.5 % | ★ LBank |
| NEAR | — | 2.0 % | ★ LBank |
| SEI | — | 1.5 % | ★ LBank |
| POL | — | 1.5 % | ★ LBank |
| ETH | — | 1.4 % | ★ LBank |
| ADA | — | 1.3 % | ★ LBank |
| DOGE | 1.0 % | — | ★ HTX |
| ENA | 1.0 % | — | ★ HTX |
| HBAR | 1.0 % | — | ★ HTX |
| LINK | 1.0 % | — | ★ HTX |
| SHIB | 1.0 % | — | ★ HTX |
| UNI | 1.0 % | — | ★ HTX |
| XLM | 1.0 % | — | ★ HTX |
| XMR | 1.0 % | — | ★ HTX |
| XRP | 1.0 % | — | ★ HTX |
| ONDO | 0.3 % | — | ★ HTX |
Safety — check by check
| Check | C HTX | D LBank |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✓ |
| Score | 3/5 · C | 2/5 · D |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.