YieldCompare · head to head
HTX vs Uphold
Asset-by-asset comparison of rates and risk profiles
Short answer
Uphold is the safer of the two: it passes 4 of our five public safety checks, while HTX passes 3.
On rates, the highest advertised APY is 10 % at HTX and 11.6 % at Uphold. Base rates only, no promo tiers.
HTX
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.5 %
ETH —
Top product HYPE · 10 %
Products tracked 22
Coins tracked 22
Jurisdiction Seychelles (Huobi Global S.A.)
Founded 2013
Min deposit $0
Open HTX → 
Uphold
Safety grade B
5 checks ✓ ✓ ✓ ✗ ✓
USDT —
BTC —
ETH 0.67 %
Top product ATOM · 11.6 %
Products tracked 22
Coins tracked 22
Jurisdiction USA (FinCEN MSB) + UK FCA + EU
Founded 2014
Min deposit $1
Open Uphold → Coin by coin
Shared coins, side by side
| Asset | HTX | Uphold | Winner |
|---|---|---|---|
| SUI | 1.5 % | 0.46 % | ★ HTX |
| HBAR | 1.0 % | 0.33 % | ★ HTX |
| ATOM | — | 11.6 % | ★ Uphold |
| HYPE | 10 % | — | ★ HTX |
| BCH | 5.0 % | — | ★ HTX |
| BNB | 5.0 % | — | ★ HTX |
| BTW | 5.0 % | — | ★ HTX |
| M | 5.0 % | — | ★ HTX |
| USDS | 5.0 % | — | ★ HTX |
| ZEC | 5.0 % | — | ★ HTX |
| INJ | — | 4.86 % | ★ Uphold |
| AXL | — | 4.26 % | ★ Uphold |
| USDD | 4.0 % | — | ★ HTX |
| CSPR | — | 3.29 % | ★ Uphold |
| CCD | — | 3.25 % | ★ Uphold |
| AVAX | — | 3.19 % | ★ Uphold |
| AAVE | 3.0 % | — | ★ HTX |
| LTC | 3.0 % | — | ★ HTX |
| DOT | — | 1.81 % | ★ Uphold |
| POL | — | 1.78 % | ★ Uphold |
| SOL | — | 1.64 % | ★ Uphold |
| TAO | — | 1.59 % | ★ Uphold |
| ALGO | — | 1.51 % | ★ Uphold |
| BTC | 1.5 % | — | ★ HTX |
| NEAR | — | 1.41 % | ★ Uphold |
| XTZ | — | 1.15 % | ★ Uphold |
| DOGE | 1.0 % | — | ★ HTX |
| ENA | 1.0 % | — | ★ HTX |
| LINK | 1.0 % | — | ★ HTX |
| SHIB | 1.0 % | — | ★ HTX |
| UNI | 1.0 % | — | ★ HTX |
| XLM | 1.0 % | — | ★ HTX |
| XMR | 1.0 % | — | ★ HTX |
| XRP | 1.0 % | — | ★ HTX |
| ADA | — | 0.99 % | ★ Uphold |
| ROSE | — | 0.99 % | ★ Uphold |
| XDC | — | 0.85 % | ★ Uphold |
| ETH | — | 0.67 % | ★ Uphold |
| APT | — | 0.58 % | ★ Uphold |
| KSM | — | 0.44 % | ★ Uphold |
| ONDO | 0.3 % | — | ★ HTX |
| FLR | — | 0.22 % | ★ Uphold |
Safety — check by check
| Check | C HTX | B Uphold |
|---|---|---|
| Regulation | ✗ | ✓ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✓ |
| Score | 3/5 · C | 4/5 · B |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.