YieldEvery crypto rate.
Ranked by who you can trust.
We pull the base rate from every major platform daily — no promo tiers, no paid placements — and grade each venue A–F on five public safety checks.
USDS · Bitget Earn B USDS · Bitget Earn B 
USDC · Lune.fi F Today in yield, on one screen
Spike watch. ZAMA on Bitget Earn dropped from 39.9% to 2.7% — promo pools reset fast. We log every spike so you don't learn this with your own money.
The full table — filter, sort, verify
USDT
USDC
DAI
CoinDepo
USDG
Robinhood Crypto
USDS
WhiteBIT
USDTB
Bybit Earn
USDD
KuCoin
USDE
Gate.io Earn
USDGO
RLUSD
Bitrue
USD1
TUSD
Binance Earn
U
FDUSD
PYUSD
GUSD
2Z
BEAM
ZIL
OKX Earn
XTZ
MINA
KMNO
ONT
JST
AXS
EGLD
ZETA
KAITO
DGAI
GAS
BONK
MET
GALA
AVAX
BARD
ETH
BTC
VTHO
JTO
TIA
ESP
XLM
Bitfinex
COTI
SPK
MUBARAK
RE
ETC
PAXG
XAUT
ARK
ALGO
BABY
MON
Telegram Wallet
ATH
LPT
SOL
BERA
CELO
BAT
SNX
DASH
GRAM
LSK
AMP
PHA
THETA
MANA
ORCA
XPL
ATOM
Bitpanda Staking
PROM
STX
RSR
TRX
HOLO
WLD
CHIP
BIO
DATA
PENGU
BLUR
DOGE
XRP
BNB
KITE
Toobit
BCH
ONDO
ENA
NEAR
LTC
FIL
ADA
AAVE
PEPE
LINK
SHIB
JUP
GRT
WIF
BOME
CVX
PNUT
TRB
STRK
CHZ
MEME
RED
LIT
ENJ
T
S
POL
A
APE
UNI
ARB
OP
DOT
MERL
HYPE
HTX
KSM
NEO
SAND
CFG
W
POLYX
INJ
COMP
QTUM
YFI
MEGA
ID
HUMA
WAL
IMX
IOTA
1INCH
O
NIL
NIGHT
RAVE
ONE
GMX
FLOW
Kraken Earn
MORPHO
APT
KAIA
Bitvavo Staking
CFX
0G
ZRO
LINEA
PUMP
TRUMP
VIRTUAL
AXL
ARKM
ETHFI
KAVA
ASTR
FLOKI
SEI
ORDI
ZK
PYTH
BANANAS31
DYDX
EIGEN
ALT
Q
ALLO
RENDER
NXPC
IO
ZEC
TAO
WLFI
SUI
ZAMA
BTW
M
MOVE
MEXC Earn
AWE
GNO
FF
COW
RIF
GLM
NEXO
SUSHI
TFUEL
LDO
CRV
ANKR
ACU
CRO
SKY
SUN
CSPR
Uphold
SC
FET
CAKE
COAI
AKT
VSN
XMR
TWT
DCR
AR
PI
RAY
ICP
FRAX
USDY
LBank
ZEN
PLUME
DEXE
TOSHI
SUPER
AIOZ
ENS
STABLE
TURBO
AI
HBAR
AERO
GENIUS
JASMY
SAFE
POPCAT
CKB
US
RUNE
ZRX
ROSE
Nexo
XCN
QNT
DUSK
NMR
SENT
PENDLE
AZTEC
SFP
PEAQ
SYRUP
UAI
ASTER
CTC
GRASS
XVG
GPS
FORM
VET
LUNC
KAS
BGB
HNT
PONS
AB
BSV
PROS
H
CC
QUBIC
XDC
ZIG
BRETT
EDGE
SKR
SOSO
OKB
FLUID
XEC
DBR
DEEP
VVV
VELO
FLR
SPX
BTT
XVS
GT
ZBCN
OMI
UB
DGB
HTX
FARTCOIN
DOG
NFT
TSLAX
SPYX
XYO
MSTRX
BABYDOGE
MNT
CASHCAT
HOT
ARC
JELLYJELLY
TAG
XPR
MELANIA
LEO
ROBO
SOON
B
CHEEMS
BAN
CRCLON
PIEVERSE
CRCLX
ALCH
WEMIX
NOT
OPEN
TRAC
MARSCOINBest stablecoin interest rates right now
Highest base rate on a venue passing at least four of our five safety checks is 5.0 % on USDS at Bitget Earn, grade B. Withdraw-anytime rates only — no promo tiers, no lock-ups. 6 venues qualify.
- Bitget EarnBUSDS5.0 %
- Gate.io EarnBUSDE4.75 %
- Kraken EarnBUSDT4.0 %
- OKX EarnBUSDT3.5 %
- WhiteBITBUSDC2.06 %
- BingX EarnBUSDT1.0 %
Where to earn interest on Bitcoin
Bitcoin pays far less than dollars almost everywhere. The best base rate among venues passing four or more checks is 1.38 % at WhiteBIT, grade B.
- WhiteBITBBTC1.38 %
- OKX EarnBBTC0.5 %
- Bitget EarnBBTC0.12 %
- BingX EarnBBTC0.1 %
- Gate.io EarnBBTC0.1 %
Highest APY on Ethereum
Best base Ethereum rate on a venue passing four or more of the five checks is 3.1 % at Bitstamp, grade B. Staking rewards, withdraw-anytime.
- BitstampBETH3.1 %
- Coinbase cbETHBETH2.4 %
- LidoBETH2.2 %
- Rocket PoolBETH2.14 %
- GeminiBETH2.0 %
Every figure is a base withdraw-anytime rate, refreshed daily, taken from the venue's own page. Rates float and change without notice. Not financial advice.
How we make money — and what we never do
One email on Monday. The whole week's yield, graded.
Best safe rates, biggest movers, every spike that died. No spam, unsubscribe anytime.
Built to be checked, not believed
Verified daily, timestamped
Every platform page shows when its rate was last confirmed and from which source. Data older than 48h triggers our own alarm before you ever see it.
Grades you can re-derive
A–F comes from five binary checks with linked sources — regulation, reserves, withdrawals, insurance, track record. The formula is public. Platforms can't pay to change it.
Base rates only
"Up to 13%" headlines need locked tokens and loyalty tiers. We publish the rate you actually get on any amount, day one — and we log every promo spike that collapses.
🛡 How we evaluate platform risk five checks, five sources, one grade — tap to see exactly how ▾
Active license from a financial regulator (VARA, MAS, NYDFS, SEC, etc.)
Public Merkle-tree PoR or annual Big Four audit
All main products allow withdrawal at any time
Public insurance fund of $100M or more
At least 2 years without serious asset incidents
All five criteria passed. Platform is transparent, regulated, and has no major incidents in its history.
Four of five passed — one yellow flag, but a solid, well-run platform.
Some criteria failed — there are yellow flags, but the platform generally operates fine.
Only two of five passed — real gaps; use smaller amounts and extra caution.
Most criteria failed. Either the platform is young, or there were serious incidents.